LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,360
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,984
−HK$2,666/mo
Today · 4.125%
HK$89,650
baseline
▲ 0.50% · 4.625%
HK$95,105
+HK$5,455/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$179,300/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,849
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$96,366
−HK$2,554/mo
Today · 4.125%
HK$98,920
baseline
▲ 0.50% · 4.625%
HK$104,134
+HK$5,214/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$197,840/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,232
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$104,380
−HK$3,200/mo
Today · 4.125%
HK$107,580
baseline
▲ 0.50% · 4.625%
HK$114,126
+HK$6,546/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$215,160/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,619
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$115,640
−HK$3,064/mo
Today · 4.125%
HK$118,704
baseline
▲ 0.50% · 4.625%
HK$124,961
+HK$6,257/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$237,408/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,104
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$121,777
−HK$3,733/mo
Today · 4.125%
HK$125,510
baseline
▲ 0.50% · 4.625%
HK$133,147
+HK$7,637/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$251,020/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,389
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$134,913
−HK$3,575/mo
Today · 4.125%
HK$138,488
baseline
▲ 0.50% · 4.625%
HK$145,787
+HK$7,299/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$276,976/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,847
−HK$9,523/mo
▼ 0.25% · 3.875%
HK$156,571
−HK$4,799/mo
Today · 4.125%
HK$161,370
baseline
▲ 0.50% · 4.625%
HK$171,188
+HK$9,818/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$322,740/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,929
−HK$9,126/mo
▼ 0.25% · 3.875%
HK$173,459
−HK$4,596/mo
Today · 4.125%
HK$178,055
baseline
▲ 0.50% · 4.625%
HK$187,441
+HK$9,386/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$356,110/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,317 · Scale 2, in force from 26 Feb 2026)