LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,365
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,989
−HK$2,666/mo
Today · 4.125%
HK$89,655
baseline
▲ 0.50% · 4.625%
HK$95,111
+HK$5,456/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$179,310/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,855
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$96,372
−HK$2,554/mo
Today · 4.125%
HK$98,926
baseline
▲ 0.50% · 4.625%
HK$104,140
+HK$5,214/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$197,852/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,238
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$104,387
−HK$3,199/mo
Today · 4.125%
HK$107,586
baseline
▲ 0.50% · 4.625%
HK$114,133
+HK$6,547/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$215,172/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,626
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$115,647
−HK$3,064/mo
Today · 4.125%
HK$118,711
baseline
▲ 0.50% · 4.625%
HK$124,968
+HK$6,257/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$237,422/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,111
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$121,785
−HK$3,732/mo
Today · 4.125%
HK$125,517
baseline
▲ 0.50% · 4.625%
HK$133,155
+HK$7,638/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$251,034/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,397
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$134,921
−HK$3,575/mo
Today · 4.125%
HK$138,496
baseline
▲ 0.50% · 4.625%
HK$145,796
+HK$7,300/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$276,992/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,857
−HK$9,522/mo
▼ 0.25% · 3.875%
HK$156,580
−HK$4,799/mo
Today · 4.125%
HK$161,379
baseline
▲ 0.50% · 4.625%
HK$171,199
+HK$9,820/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$322,758/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,939
−HK$9,127/mo
▼ 0.25% · 3.875%
HK$173,470
−HK$4,596/mo
Today · 4.125%
HK$178,066
baseline
▲ 0.50% · 4.625%
HK$187,452
+HK$9,386/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$356,132/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,414 · Scale 2, in force from 26 Feb 2026)