LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,367
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$86,992
−HK$2,666/mo
Today · 4.125%
HK$89,658
baseline
▲ 0.50% · 4.625%
HK$95,113
+HK$5,455/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$179,316/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,858
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$96,375
−HK$2,554/mo
Today · 4.125%
HK$98,929
baseline
▲ 0.50% · 4.625%
HK$104,143
+HK$5,214/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$197,858/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,241
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$104,390
−HK$3,199/mo
Today · 4.125%
HK$107,589
baseline
▲ 0.50% · 4.625%
HK$114,136
+HK$6,547/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$215,178/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,629
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$115,650
−HK$3,064/mo
Today · 4.125%
HK$118,714
baseline
▲ 0.50% · 4.625%
HK$124,972
+HK$6,258/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$237,428/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,114
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$121,788
−HK$3,733/mo
Today · 4.125%
HK$125,521
baseline
▲ 0.50% · 4.625%
HK$133,159
+HK$7,638/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$251,042/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,401
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$134,925
−HK$3,575/mo
Today · 4.125%
HK$138,500
baseline
▲ 0.50% · 4.625%
HK$145,801
+HK$7,301/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$277,000/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,861
−HK$9,523/mo
▼ 0.25% · 3.875%
HK$156,585
−HK$4,799/mo
Today · 4.125%
HK$161,384
baseline
▲ 0.50% · 4.625%
HK$171,204
+HK$9,820/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$322,768/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,944
−HK$9,128/mo
▼ 0.25% · 3.875%
HK$173,475
−HK$4,597/mo
Today · 4.125%
HK$178,072
baseline
▲ 0.50% · 4.625%
HK$187,458
+HK$9,386/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$356,144/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,460 · Scale 2, in force from 26 Feb 2026)