LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,369
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,993
−HK$2,666/mo
Today · 4.125%
HK$89,659
baseline
▲ 0.50% · 4.625%
HK$95,115
+HK$5,456/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$179,318/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,859
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$96,377
−HK$2,553/mo
Today · 4.125%
HK$98,930
baseline
▲ 0.50% · 4.625%
HK$104,145
+HK$5,215/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$197,860/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,242
−HK$6,349/mo
▼ 0.25% · 3.875%
HK$104,392
−HK$3,199/mo
Today · 4.125%
HK$107,591
baseline
▲ 0.50% · 4.625%
HK$114,138
+HK$6,547/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$215,182/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,631
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$115,652
−HK$3,064/mo
Today · 4.125%
HK$118,716
baseline
▲ 0.50% · 4.625%
HK$124,974
+HK$6,258/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$237,432/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,116
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$121,790
−HK$3,733/mo
Today · 4.125%
HK$125,523
baseline
▲ 0.50% · 4.625%
HK$133,161
+HK$7,638/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$251,046/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,403
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$134,927
−HK$3,575/mo
Today · 4.125%
HK$138,502
baseline
▲ 0.50% · 4.625%
HK$145,803
+HK$7,301/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$277,004/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,864
−HK$9,523/mo
▼ 0.25% · 3.875%
HK$156,587
−HK$4,800/mo
Today · 4.125%
HK$161,387
baseline
▲ 0.50% · 4.625%
HK$171,207
+HK$9,820/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$322,774/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,947
−HK$9,127/mo
▼ 0.25% · 3.875%
HK$173,478
−HK$4,596/mo
Today · 4.125%
HK$178,074
baseline
▲ 0.50% · 4.625%
HK$187,461
+HK$9,387/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$356,148/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,485 · Scale 2, in force from 26 Feb 2026)