LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,371
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,995
−HK$2,666/mo
Today · 4.125%
HK$89,661
baseline
▲ 0.50% · 4.625%
HK$95,117
+HK$5,456/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$179,322/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,861
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,379
−HK$2,554/mo
Today · 4.125%
HK$98,933
baseline
▲ 0.50% · 4.625%
HK$104,147
+HK$5,214/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$197,866/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,245
−HK$6,349/mo
▼ 0.25% · 3.875%
HK$104,394
−HK$3,200/mo
Today · 4.125%
HK$107,594
baseline
▲ 0.50% · 4.625%
HK$114,141
+HK$6,547/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$215,188/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,634
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$115,655
−HK$3,064/mo
Today · 4.125%
HK$118,719
baseline
▲ 0.50% · 4.625%
HK$124,977
+HK$6,258/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$237,438/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,119
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$121,793
−HK$3,733/mo
Today · 4.125%
HK$125,526
baseline
▲ 0.50% · 4.625%
HK$133,164
+HK$7,638/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$251,052/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,406
−HK$7,100/mo
▼ 0.25% · 3.875%
HK$134,930
−HK$3,576/mo
Today · 4.125%
HK$138,506
baseline
▲ 0.50% · 4.625%
HK$145,806
+HK$7,300/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$277,012/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,867
−HK$9,524/mo
▼ 0.25% · 3.875%
HK$156,591
−HK$4,800/mo
Today · 4.125%
HK$161,391
baseline
▲ 0.50% · 4.625%
HK$171,211
+HK$9,820/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$322,782/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,951
−HK$9,128/mo
▼ 0.25% · 3.875%
HK$173,482
−HK$4,597/mo
Today · 4.125%
HK$178,079
baseline
▲ 0.50% · 4.625%
HK$187,465
+HK$9,386/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$356,158/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,522 · Scale 2, in force from 26 Feb 2026)