LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,372
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$86,997
−HK$2,666/mo
Today · 4.125%
HK$89,663
baseline
▲ 0.50% · 4.625%
HK$95,119
+HK$5,456/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$179,326/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,863
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$96,381
−HK$2,553/mo
Today · 4.125%
HK$98,934
baseline
▲ 0.50% · 4.625%
HK$104,149
+HK$5,215/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$197,868/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,247
−HK$6,349/mo
▼ 0.25% · 3.875%
HK$104,396
−HK$3,200/mo
Today · 4.125%
HK$107,596
baseline
▲ 0.50% · 4.625%
HK$114,143
+HK$6,547/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$215,192/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,636
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$115,657
−HK$3,064/mo
Today · 4.125%
HK$118,721
baseline
▲ 0.50% · 4.625%
HK$124,979
+HK$6,258/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$237,442/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,121
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$121,795
−HK$3,733/mo
Today · 4.125%
HK$125,528
baseline
▲ 0.50% · 4.625%
HK$133,167
+HK$7,639/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$251,056/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,409
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$134,933
−HK$3,575/mo
Today · 4.125%
HK$138,508
baseline
▲ 0.50% · 4.625%
HK$145,809
+HK$7,301/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$277,016/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,870
−HK$9,524/mo
▼ 0.25% · 3.875%
HK$156,594
−HK$4,800/mo
Today · 4.125%
HK$161,394
baseline
▲ 0.50% · 4.625%
HK$171,214
+HK$9,820/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$322,788/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,954
−HK$9,128/mo
▼ 0.25% · 3.875%
HK$173,485
−HK$4,597/mo
Today · 4.125%
HK$178,082
baseline
▲ 0.50% · 4.625%
HK$187,469
+HK$9,387/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$356,164/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,552 · Scale 2, in force from 26 Feb 2026)