LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,375
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$87,000
−HK$2,666/mo
Today · 4.125%
HK$89,666
baseline
▲ 0.50% · 4.625%
HK$95,122
+HK$5,456/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$179,332/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,867
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$96,384
−HK$2,554/mo
Today · 4.125%
HK$98,938
baseline
▲ 0.50% · 4.625%
HK$104,153
+HK$5,215/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$197,876/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,250
−HK$6,350/mo
▼ 0.25% · 3.875%
HK$104,400
−HK$3,200/mo
Today · 4.125%
HK$107,600
baseline
▲ 0.50% · 4.625%
HK$114,147
+HK$6,547/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$215,200/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,640
−HK$6,086/mo
▼ 0.25% · 3.875%
HK$115,661
−HK$3,065/mo
Today · 4.125%
HK$118,726
baseline
▲ 0.50% · 4.625%
HK$124,984
+HK$6,258/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$237,452/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,125
−HK$7,408/mo
▼ 0.25% · 3.875%
HK$121,800
−HK$3,733/mo
Today · 4.125%
HK$125,533
baseline
▲ 0.50% · 4.625%
HK$133,171
+HK$7,638/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$251,066/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,413
−HK$7,100/mo
▼ 0.25% · 3.875%
HK$134,938
−HK$3,575/mo
Today · 4.125%
HK$138,513
baseline
▲ 0.50% · 4.625%
HK$145,814
+HK$7,301/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$277,026/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,875
−HK$9,524/mo
▼ 0.25% · 3.875%
HK$156,600
−HK$4,799/mo
Today · 4.125%
HK$161,399
baseline
▲ 0.50% · 4.625%
HK$171,220
+HK$9,821/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$322,798/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,960
−HK$9,128/mo
▼ 0.25% · 3.875%
HK$173,491
−HK$4,597/mo
Today · 4.125%
HK$178,088
baseline
▲ 0.50% · 4.625%
HK$187,476
+HK$9,388/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$356,176/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,608 · Scale 2, in force from 26 Feb 2026)