LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,380
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$87,004
−HK$2,667/mo
Today · 4.125%
HK$89,671
baseline
▲ 0.50% · 4.625%
HK$95,127
+HK$5,456/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$179,342/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,872
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$96,389
−HK$2,554/mo
Today · 4.125%
HK$98,943
baseline
▲ 0.50% · 4.625%
HK$104,159
+HK$5,216/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$197,886/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,256
−HK$6,349/mo
▼ 0.25% · 3.875%
HK$104,405
−HK$3,200/mo
Today · 4.125%
HK$107,605
baseline
▲ 0.50% · 4.625%
HK$114,153
+HK$6,548/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$215,210/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,646
−HK$6,086/mo
▼ 0.25% · 3.875%
HK$115,667
−HK$3,065/mo
Today · 4.125%
HK$118,732
baseline
▲ 0.50% · 4.625%
HK$124,990
+HK$6,258/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$237,464/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,132
−HK$7,408/mo
▼ 0.25% · 3.875%
HK$121,806
−HK$3,734/mo
Today · 4.125%
HK$125,540
baseline
▲ 0.50% · 4.625%
HK$133,178
+HK$7,638/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$251,080/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,420
−HK$7,100/mo
▼ 0.25% · 3.875%
HK$134,945
−HK$3,575/mo
Today · 4.125%
HK$138,520
baseline
▲ 0.50% · 4.625%
HK$145,822
+HK$7,302/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$277,040/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,884
−HK$9,524/mo
▼ 0.25% · 3.875%
HK$156,608
−HK$4,800/mo
Today · 4.125%
HK$161,408
baseline
▲ 0.50% · 4.625%
HK$171,229
+HK$9,821/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$322,816/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,969
−HK$9,129/mo
▼ 0.25% · 3.875%
HK$173,501
−HK$4,597/mo
Today · 4.125%
HK$178,098
baseline
▲ 0.50% · 4.625%
HK$187,486
+HK$9,388/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$356,196/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,691 · Scale 2, in force from 26 Feb 2026)