LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,380
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$87,005
−HK$2,667/mo
Today · 4.125%
HK$89,672
baseline
▲ 0.50% · 4.625%
HK$95,128
+HK$5,456/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$179,344/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,572,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,872
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,390
−HK$2,554/mo
Today · 4.125%
HK$98,944
baseline
▲ 0.50% · 4.625%
HK$104,159
+HK$5,215/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$197,888/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,572,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,257
−HK$6,349/mo
▼ 0.25% · 3.875%
HK$104,406
−HK$3,200/mo
Today · 4.125%
HK$107,606
baseline
▲ 0.50% · 4.625%
HK$114,154
+HK$6,548/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$215,212/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,647
−HK$6,086/mo
▼ 0.25% · 3.875%
HK$115,668
−HK$3,065/mo
Today · 4.125%
HK$118,733
baseline
▲ 0.50% · 4.625%
HK$124,991
+HK$6,258/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$237,466/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,133
−HK$7,408/mo
▼ 0.25% · 3.875%
HK$121,807
−HK$3,734/mo
Today · 4.125%
HK$125,541
baseline
▲ 0.50% · 4.625%
HK$133,179
+HK$7,638/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$251,082/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,421
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$134,946
−HK$3,576/mo
Today · 4.125%
HK$138,522
baseline
▲ 0.50% · 4.625%
HK$145,823
+HK$7,301/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$277,044/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,885
−HK$9,524/mo
▼ 0.25% · 3.875%
HK$156,609
−HK$4,800/mo
Today · 4.125%
HK$161,409
baseline
▲ 0.50% · 4.625%
HK$171,231
+HK$9,822/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$322,818/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,970
−HK$9,129/mo
▼ 0.25% · 3.875%
HK$173,502
−HK$4,597/mo
Today · 4.125%
HK$178,099
baseline
▲ 0.50% · 4.625%
HK$187,487
+HK$9,388/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$356,198/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,704 · Scale 2, in force from 26 Feb 2026)