LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,398
−HK$5,293/mo
▼ 0.25% · 3.875%
HK$87,024
−HK$2,667/mo
Today · 4.125%
HK$89,691
baseline
▲ 0.50% · 4.625%
HK$95,148
+HK$5,457/mo
Deposit HK$18.51M · loan HK$18.51M · min. income ≈ HK$179,382/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,573,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,892
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$96,411
−HK$2,554/mo
Today · 4.125%
HK$98,965
baseline
▲ 0.50% · 4.625%
HK$104,182
+HK$5,217/mo
Deposit HK$18.51M · loan HK$18.51M · min. income ≈ HK$197,930/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,573,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,278
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$104,428
−HK$3,201/mo
Today · 4.125%
HK$107,629
baseline
▲ 0.50% · 4.625%
HK$114,178
+HK$6,549/mo
Deposit HK$14.81M · loan HK$22.21M · min. income ≈ HK$215,258/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,573,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,671
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$115,693
−HK$3,065/mo
Today · 4.125%
HK$118,758
baseline
▲ 0.50% · 4.625%
HK$125,018
+HK$6,260/mo
Deposit HK$14.81M · loan HK$22.21M · min. income ≈ HK$237,516/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,573,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,158
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$121,833
−HK$3,734/mo
Today · 4.125%
HK$125,567
baseline
▲ 0.50% · 4.625%
HK$133,208
+HK$7,641/mo
Deposit HK$11.10M · loan HK$25.91M · min. income ≈ HK$251,134/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,573,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,449
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$134,975
−HK$3,576/mo
Today · 4.125%
HK$138,551
baseline
▲ 0.50% · 4.625%
HK$145,854
+HK$7,303/mo
Deposit HK$11.10M · loan HK$25.91M · min. income ≈ HK$277,102/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,573,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,917
−HK$9,527/mo
▼ 0.25% · 3.875%
HK$156,643
−HK$4,801/mo
Today · 4.125%
HK$161,444
baseline
▲ 0.50% · 4.625%
HK$171,267
+HK$9,823/mo
Deposit HK$3.70M · loan HK$33.31M · min. income ≈ HK$322,888/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,573,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,006
−HK$9,131/mo
▼ 0.25% · 3.875%
HK$173,539
−HK$4,598/mo
Today · 4.125%
HK$178,137
baseline
▲ 0.50% · 4.625%
HK$187,527
+HK$9,390/mo
Deposit HK$3.70M · loan HK$33.31M · min. income ≈ HK$356,274/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,573,040 · Scale 2, in force from 26 Feb 2026)