LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,401
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$87,026
−HK$2,667/mo
Today · 4.125%
HK$89,693
baseline
▲ 0.50% · 4.625%
HK$95,151
+HK$5,458/mo
Deposit HK$18.51M · loan HK$18.51M · min. income ≈ HK$179,386/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,573,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,895
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$96,413
−HK$2,555/mo
Today · 4.125%
HK$98,968
baseline
▲ 0.50% · 4.625%
HK$104,184
+HK$5,216/mo
Deposit HK$18.51M · loan HK$18.51M · min. income ≈ HK$197,936/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,573,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,281
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$104,431
−HK$3,201/mo
Today · 4.125%
HK$107,632
baseline
▲ 0.50% · 4.625%
HK$114,181
+HK$6,549/mo
Deposit HK$14.81M · loan HK$22.21M · min. income ≈ HK$215,264/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,573,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,674
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$115,696
−HK$3,065/mo
Today · 4.125%
HK$118,761
baseline
▲ 0.50% · 4.625%
HK$125,021
+HK$6,260/mo
Deposit HK$14.81M · loan HK$22.21M · min. income ≈ HK$237,522/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,573,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,161
−HK$7,410/mo
▼ 0.25% · 3.875%
HK$121,836
−HK$3,735/mo
Today · 4.125%
HK$125,571
baseline
▲ 0.50% · 4.625%
HK$133,211
+HK$7,640/mo
Deposit HK$11.10M · loan HK$25.91M · min. income ≈ HK$251,142/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,573,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,453
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$134,978
−HK$3,577/mo
Today · 4.125%
HK$138,555
baseline
▲ 0.50% · 4.625%
HK$145,858
+HK$7,303/mo
Deposit HK$11.10M · loan HK$25.91M · min. income ≈ HK$277,110/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,573,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,921
−HK$9,527/mo
▼ 0.25% · 3.875%
HK$156,647
−HK$4,801/mo
Today · 4.125%
HK$161,448
baseline
▲ 0.50% · 4.625%
HK$171,272
+HK$9,824/mo
Deposit HK$3.70M · loan HK$33.31M · min. income ≈ HK$322,896/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,573,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,011
−HK$9,131/mo
▼ 0.25% · 3.875%
HK$173,544
−HK$4,598/mo
Today · 4.125%
HK$178,142
baseline
▲ 0.50% · 4.625%
HK$187,532
+HK$9,390/mo
Deposit HK$3.70M · loan HK$33.31M · min. income ≈ HK$356,284/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,573,082 · Scale 2, in force from 26 Feb 2026)