LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,411
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$87,037
−HK$2,668/mo
Today · 4.125%
HK$89,705
baseline
▲ 0.50% · 4.625%
HK$95,163
+HK$5,458/mo
Deposit HK$18.51M · loan HK$18.51M · min. income ≈ HK$179,410/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,573,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,907
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$96,425
−HK$2,555/mo
Today · 4.125%
HK$98,980
baseline
▲ 0.50% · 4.625%
HK$104,198
+HK$5,218/mo
Deposit HK$18.51M · loan HK$18.51M · min. income ≈ HK$197,960/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,573,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,294
−HK$6,352/mo
▼ 0.25% · 3.875%
HK$104,445
−HK$3,201/mo
Today · 4.125%
HK$107,646
baseline
▲ 0.50% · 4.625%
HK$114,196
+HK$6,550/mo
Deposit HK$14.81M · loan HK$22.21M · min. income ≈ HK$215,292/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,573,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,688
−HK$6,088/mo
▼ 0.25% · 3.875%
HK$115,710
−HK$3,066/mo
Today · 4.125%
HK$118,776
baseline
▲ 0.50% · 4.625%
HK$125,037
+HK$6,261/mo
Deposit HK$14.81M · loan HK$22.21M · min. income ≈ HK$237,552/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,573,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,176
−HK$7,411/mo
▼ 0.25% · 3.875%
HK$121,852
−HK$3,735/mo
Today · 4.125%
HK$125,587
baseline
▲ 0.50% · 4.625%
HK$133,228
+HK$7,641/mo
Deposit HK$11.11M · loan HK$25.91M · min. income ≈ HK$251,174/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,573,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,470
−HK$7,103/mo
▼ 0.25% · 3.875%
HK$134,996
−HK$3,577/mo
Today · 4.125%
HK$138,573
baseline
▲ 0.50% · 4.625%
HK$145,877
+HK$7,304/mo
Deposit HK$11.11M · loan HK$25.91M · min. income ≈ HK$277,146/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,573,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,941
−HK$9,528/mo
▼ 0.25% · 3.875%
HK$156,667
−HK$4,802/mo
Today · 4.125%
HK$161,469
baseline
▲ 0.50% · 4.625%
HK$171,294
+HK$9,825/mo
Deposit HK$3.70M · loan HK$33.32M · min. income ≈ HK$322,938/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,573,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,032
−HK$9,133/mo
▼ 0.25% · 3.875%
HK$173,566
−HK$4,599/mo
Today · 4.125%
HK$178,165
baseline
▲ 0.50% · 4.625%
HK$187,556
+HK$9,391/mo
Deposit HK$3.70M · loan HK$33.32M · min. income ≈ HK$356,330/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,573,282 · Scale 2, in force from 26 Feb 2026)