LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,422
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$87,048
−HK$2,668/mo
Today · 4.125%
HK$89,716
baseline
▲ 0.50% · 4.625%
HK$95,176
+HK$5,460/mo
Deposit HK$18.51M · loan HK$18.51M · min. income ≈ HK$179,432/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,573,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,919
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$96,438
−HK$2,555/mo
Today · 4.125%
HK$98,993
baseline
▲ 0.50% · 4.625%
HK$104,211
+HK$5,218/mo
Deposit HK$18.51M · loan HK$18.51M · min. income ≈ HK$197,986/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,573,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,307
−HK$6,353/mo
▼ 0.25% · 3.875%
HK$104,458
−HK$3,202/mo
Today · 4.125%
HK$107,660
baseline
▲ 0.50% · 4.625%
HK$114,211
+HK$6,551/mo
Deposit HK$14.81M · loan HK$22.21M · min. income ≈ HK$215,320/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,573,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,703
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$115,726
−HK$3,066/mo
Today · 4.125%
HK$118,792
baseline
▲ 0.50% · 4.625%
HK$125,054
+HK$6,262/mo
Deposit HK$14.81M · loan HK$22.21M · min. income ≈ HK$237,584/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,573,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,191
−HK$7,412/mo
▼ 0.25% · 3.875%
HK$121,868
−HK$3,735/mo
Today · 4.125%
HK$125,603
baseline
▲ 0.50% · 4.625%
HK$133,246
+HK$7,643/mo
Deposit HK$11.11M · loan HK$25.92M · min. income ≈ HK$251,206/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,573,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,487
−HK$7,104/mo
▼ 0.25% · 3.875%
HK$135,013
−HK$3,578/mo
Today · 4.125%
HK$138,591
baseline
▲ 0.50% · 4.625%
HK$145,896
+HK$7,305/mo
Deposit HK$11.11M · loan HK$25.92M · min. income ≈ HK$277,182/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,573,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,960
−HK$9,530/mo
▼ 0.25% · 3.875%
HK$156,687
−HK$4,803/mo
Today · 4.125%
HK$161,490
baseline
▲ 0.50% · 4.625%
HK$171,316
+HK$9,826/mo
Deposit HK$3.70M · loan HK$33.32M · min. income ≈ HK$322,980/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,573,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,054
−HK$9,134/mo
▼ 0.25% · 3.875%
HK$173,588
−HK$4,600/mo
Today · 4.125%
HK$178,188
baseline
▲ 0.50% · 4.625%
HK$187,580
+HK$9,392/mo
Deposit HK$3.70M · loan HK$33.32M · min. income ≈ HK$356,376/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,573,488 · Scale 2, in force from 26 Feb 2026)