LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,427
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$87,053
−HK$2,668/mo
Today · 4.125%
HK$89,721
baseline
▲ 0.50% · 4.625%
HK$95,180
+HK$5,459/mo
Deposit HK$18.51M · loan HK$18.51M · min. income ≈ HK$179,442/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,573,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,924
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$96,443
−HK$2,555/mo
Today · 4.125%
HK$98,998
baseline
▲ 0.50% · 4.625%
HK$104,217
+HK$5,219/mo
Deposit HK$18.51M · loan HK$18.51M · min. income ≈ HK$197,996/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,573,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,312
−HK$6,353/mo
▼ 0.25% · 3.875%
HK$104,463
−HK$3,202/mo
Today · 4.125%
HK$107,665
baseline
▲ 0.50% · 4.625%
HK$114,216
+HK$6,551/mo
Deposit HK$14.81M · loan HK$22.22M · min. income ≈ HK$215,330/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,573,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,709
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$115,731
−HK$3,067/mo
Today · 4.125%
HK$118,798
baseline
▲ 0.50% · 4.625%
HK$125,060
+HK$6,262/mo
Deposit HK$14.81M · loan HK$22.22M · min. income ≈ HK$237,596/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,573,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,197
−HK$7,412/mo
▼ 0.25% · 3.875%
HK$121,874
−HK$3,735/mo
Today · 4.125%
HK$125,609
baseline
▲ 0.50% · 4.625%
HK$133,253
+HK$7,644/mo
Deposit HK$11.11M · loan HK$25.92M · min. income ≈ HK$251,218/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,573,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,493
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$135,020
−HK$3,578/mo
Today · 4.125%
HK$138,598
baseline
▲ 0.50% · 4.625%
HK$145,903
+HK$7,305/mo
Deposit HK$11.11M · loan HK$25.92M · min. income ≈ HK$277,196/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,573,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,968
−HK$9,530/mo
▼ 0.25% · 3.875%
HK$156,695
−HK$4,803/mo
Today · 4.125%
HK$161,498
baseline
▲ 0.50% · 4.625%
HK$171,325
+HK$9,827/mo
Deposit HK$3.70M · loan HK$33.32M · min. income ≈ HK$322,996/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,573,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,063
−HK$9,134/mo
▼ 0.25% · 3.875%
HK$173,597
−HK$4,600/mo
Today · 4.125%
HK$178,197
baseline
▲ 0.50% · 4.625%
HK$187,590
+HK$9,393/mo
Deposit HK$3.70M · loan HK$33.32M · min. income ≈ HK$356,394/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,573,568 · Scale 2, in force from 26 Feb 2026)