LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,433
−HK$5,295/mo
▼ 0.25% · 3.875%
HK$87,059
−HK$2,669/mo
Today · 4.125%
HK$89,728
baseline
▲ 0.50% · 4.625%
HK$95,188
+HK$5,460/mo
Deposit HK$18.51M · loan HK$18.51M · min. income ≈ HK$179,456/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,573,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,931
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$96,450
−HK$2,556/mo
Today · 4.125%
HK$99,006
baseline
▲ 0.50% · 4.625%
HK$104,225
+HK$5,219/mo
Deposit HK$18.51M · loan HK$18.51M · min. income ≈ HK$198,012/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,573,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,320
−HK$6,353/mo
▼ 0.25% · 3.875%
HK$104,471
−HK$3,202/mo
Today · 4.125%
HK$107,673
baseline
▲ 0.50% · 4.625%
HK$114,225
+HK$6,552/mo
Deposit HK$14.81M · loan HK$22.22M · min. income ≈ HK$215,346/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,573,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,717
−HK$6,090/mo
▼ 0.25% · 3.875%
HK$115,740
−HK$3,067/mo
Today · 4.125%
HK$118,807
baseline
▲ 0.50% · 4.625%
HK$125,069
+HK$6,262/mo
Deposit HK$14.81M · loan HK$22.22M · min. income ≈ HK$237,614/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,573,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,206
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$121,883
−HK$3,736/mo
Today · 4.125%
HK$125,619
baseline
▲ 0.50% · 4.625%
HK$133,263
+HK$7,644/mo
Deposit HK$11.11M · loan HK$25.92M · min. income ≈ HK$251,238/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,573,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,503
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$135,030
−HK$3,578/mo
Today · 4.125%
HK$138,608
baseline
▲ 0.50% · 4.625%
HK$145,914
+HK$7,306/mo
Deposit HK$11.11M · loan HK$25.92M · min. income ≈ HK$277,216/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,573,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,980
−HK$9,530/mo
▼ 0.25% · 3.875%
HK$156,707
−HK$4,803/mo
Today · 4.125%
HK$161,510
baseline
▲ 0.50% · 4.625%
HK$171,338
+HK$9,828/mo
Deposit HK$3.70M · loan HK$33.33M · min. income ≈ HK$323,020/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,573,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,076
−HK$9,134/mo
▼ 0.25% · 3.875%
HK$173,610
−HK$4,600/mo
Today · 4.125%
HK$178,210
baseline
▲ 0.50% · 4.625%
HK$187,604
+HK$9,394/mo
Deposit HK$3.70M · loan HK$33.33M · min. income ≈ HK$356,420/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,573,686 · Scale 2, in force from 26 Feb 2026)