LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,448
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$87,075
−HK$2,669/mo
Today · 4.125%
HK$89,744
baseline
▲ 0.50% · 4.625%
HK$95,204
+HK$5,460/mo
Deposit HK$18.52M · loan HK$18.52M · min. income ≈ HK$179,488/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,573,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,948
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$96,467
−HK$2,556/mo
Today · 4.125%
HK$99,023
baseline
▲ 0.50% · 4.625%
HK$104,243
+HK$5,220/mo
Deposit HK$18.52M · loan HK$18.52M · min. income ≈ HK$198,046/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,573,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,338
−HK$6,354/mo
▼ 0.25% · 3.875%
HK$104,490
−HK$3,202/mo
Today · 4.125%
HK$107,692
baseline
▲ 0.50% · 4.625%
HK$114,245
+HK$6,553/mo
Deposit HK$14.81M · loan HK$22.22M · min. income ≈ HK$215,384/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,573,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,737
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$115,761
−HK$3,067/mo
Today · 4.125%
HK$118,828
baseline
▲ 0.50% · 4.625%
HK$125,092
+HK$6,264/mo
Deposit HK$14.81M · loan HK$22.22M · min. income ≈ HK$237,656/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,573,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,227
−HK$7,414/mo
▼ 0.25% · 3.875%
HK$121,905
−HK$3,736/mo
Today · 4.125%
HK$125,641
baseline
▲ 0.50% · 4.625%
HK$133,286
+HK$7,645/mo
Deposit HK$11.11M · loan HK$25.92M · min. income ≈ HK$251,282/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,573,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,527
−HK$7,106/mo
▼ 0.25% · 3.875%
HK$135,054
−HK$3,579/mo
Today · 4.125%
HK$138,633
baseline
▲ 0.50% · 4.625%
HK$145,940
+HK$7,307/mo
Deposit HK$11.11M · loan HK$25.92M · min. income ≈ HK$277,266/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,573,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,007
−HK$9,532/mo
▼ 0.25% · 3.875%
HK$156,735
−HK$4,804/mo
Today · 4.125%
HK$161,539
baseline
▲ 0.50% · 4.625%
HK$171,368
+HK$9,829/mo
Deposit HK$3.70M · loan HK$33.33M · min. income ≈ HK$323,078/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,573,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,106
−HK$9,136/mo
▼ 0.25% · 3.875%
HK$173,641
−HK$4,601/mo
Today · 4.125%
HK$178,242
baseline
▲ 0.50% · 4.625%
HK$187,637
+HK$9,395/mo
Deposit HK$3.70M · loan HK$33.33M · min. income ≈ HK$356,484/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,573,965 · Scale 2, in force from 26 Feb 2026)