LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,450
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$87,077
−HK$2,669/mo
Today · 4.125%
HK$89,746
baseline
▲ 0.50% · 4.625%
HK$95,207
+HK$5,461/mo
Deposit HK$18.52M · loan HK$18.52M · min. income ≈ HK$179,492/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,574,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,950
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$96,470
−HK$2,556/mo
Today · 4.125%
HK$99,026
baseline
▲ 0.50% · 4.625%
HK$104,245
+HK$5,219/mo
Deposit HK$18.52M · loan HK$18.52M · min. income ≈ HK$198,052/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,574,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,340
−HK$6,355/mo
▼ 0.25% · 3.875%
HK$104,492
−HK$3,203/mo
Today · 4.125%
HK$107,695
baseline
▲ 0.50% · 4.625%
HK$114,248
+HK$6,553/mo
Deposit HK$14.81M · loan HK$22.22M · min. income ≈ HK$215,390/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,574,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,740
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$115,763
−HK$3,068/mo
Today · 4.125%
HK$118,831
baseline
▲ 0.50% · 4.625%
HK$125,095
+HK$6,264/mo
Deposit HK$14.81M · loan HK$22.22M · min. income ≈ HK$237,662/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,574,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,230
−HK$7,414/mo
▼ 0.25% · 3.875%
HK$121,908
−HK$3,736/mo
Today · 4.125%
HK$125,644
baseline
▲ 0.50% · 4.625%
HK$133,289
+HK$7,645/mo
Deposit HK$11.11M · loan HK$25.92M · min. income ≈ HK$251,288/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,574,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,530
−HK$7,106/mo
▼ 0.25% · 3.875%
HK$135,057
−HK$3,579/mo
Today · 4.125%
HK$138,636
baseline
▲ 0.50% · 4.625%
HK$145,944
+HK$7,308/mo
Deposit HK$11.11M · loan HK$25.92M · min. income ≈ HK$277,272/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,574,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,010
−HK$9,532/mo
▼ 0.25% · 3.875%
HK$156,738
−HK$4,804/mo
Today · 4.125%
HK$161,542
baseline
▲ 0.50% · 4.625%
HK$171,372
+HK$9,830/mo
Deposit HK$3.70M · loan HK$33.33M · min. income ≈ HK$323,084/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,110
−HK$9,136/mo
▼ 0.25% · 3.875%
HK$173,645
−HK$4,601/mo
Today · 4.125%
HK$178,246
baseline
▲ 0.50% · 4.625%
HK$187,642
+HK$9,396/mo
Deposit HK$3.70M · loan HK$33.33M · min. income ≈ HK$356,492/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,002 · Scale 2, in force from 26 Feb 2026)