LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,451
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$87,078
−HK$2,669/mo
Today · 4.125%
HK$89,747
baseline
▲ 0.50% · 4.625%
HK$95,208
+HK$5,461/mo
Deposit HK$18.52M · loan HK$18.52M · min. income ≈ HK$179,494/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,574,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,951
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$96,471
−HK$2,556/mo
Today · 4.125%
HK$99,027
baseline
▲ 0.50% · 4.625%
HK$104,247
+HK$5,220/mo
Deposit HK$18.52M · loan HK$18.52M · min. income ≈ HK$198,054/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,574,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,342
−HK$6,355/mo
▼ 0.25% · 3.875%
HK$104,494
−HK$3,203/mo
Today · 4.125%
HK$107,697
baseline
▲ 0.50% · 4.625%
HK$114,250
+HK$6,553/mo
Deposit HK$14.81M · loan HK$22.22M · min. income ≈ HK$215,394/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,574,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,742
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$115,765
−HK$3,068/mo
Today · 4.125%
HK$118,833
baseline
▲ 0.50% · 4.625%
HK$125,097
+HK$6,264/mo
Deposit HK$14.81M · loan HK$22.22M · min. income ≈ HK$237,666/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,574,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,232
−HK$7,414/mo
▼ 0.25% · 3.875%
HK$121,910
−HK$3,736/mo
Today · 4.125%
HK$125,646
baseline
▲ 0.50% · 4.625%
HK$133,291
+HK$7,645/mo
Deposit HK$11.11M · loan HK$25.93M · min. income ≈ HK$251,292/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,574,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,532
−HK$7,106/mo
▼ 0.25% · 3.875%
HK$135,060
−HK$3,578/mo
Today · 4.125%
HK$138,638
baseline
▲ 0.50% · 4.625%
HK$145,946
+HK$7,308/mo
Deposit HK$11.11M · loan HK$25.93M · min. income ≈ HK$277,276/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,574,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,013
−HK$9,532/mo
▼ 0.25% · 3.875%
HK$156,741
−HK$4,804/mo
Today · 4.125%
HK$161,545
baseline
▲ 0.50% · 4.625%
HK$171,375
+HK$9,830/mo
Deposit HK$3.70M · loan HK$33.33M · min. income ≈ HK$323,090/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,112
−HK$9,137/mo
▼ 0.25% · 3.875%
HK$173,648
−HK$4,601/mo
Today · 4.125%
HK$178,249
baseline
▲ 0.50% · 4.625%
HK$187,645
+HK$9,396/mo
Deposit HK$3.70M · loan HK$33.33M · min. income ≈ HK$356,498/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,028 · Scale 2, in force from 26 Feb 2026)