LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,454
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$87,081
−HK$2,669/mo
Today · 4.125%
HK$89,750
baseline
▲ 0.50% · 4.625%
HK$95,211
+HK$5,461/mo
Deposit HK$18.52M · loan HK$18.52M · min. income ≈ HK$179,500/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,574,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,955
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$96,474
−HK$2,557/mo
Today · 4.125%
HK$99,031
baseline
▲ 0.50% · 4.625%
HK$104,251
+HK$5,220/mo
Deposit HK$18.52M · loan HK$18.52M · min. income ≈ HK$198,062/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,574,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,345
−HK$6,355/mo
▼ 0.25% · 3.875%
HK$104,498
−HK$3,202/mo
Today · 4.125%
HK$107,700
baseline
▲ 0.50% · 4.625%
HK$114,254
+HK$6,554/mo
Deposit HK$14.81M · loan HK$22.22M · min. income ≈ HK$215,400/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,574,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,746
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$115,769
−HK$3,068/mo
Today · 4.125%
HK$118,837
baseline
▲ 0.50% · 4.625%
HK$125,101
+HK$6,264/mo
Deposit HK$14.81M · loan HK$22.22M · min. income ≈ HK$237,674/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,574,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,236
−HK$7,415/mo
▼ 0.25% · 3.875%
HK$121,914
−HK$3,737/mo
Today · 4.125%
HK$125,651
baseline
▲ 0.50% · 4.625%
HK$133,296
+HK$7,645/mo
Deposit HK$11.11M · loan HK$25.93M · min. income ≈ HK$251,302/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,574,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,536
−HK$7,107/mo
▼ 0.25% · 3.875%
HK$135,064
−HK$3,579/mo
Today · 4.125%
HK$138,643
baseline
▲ 0.50% · 4.625%
HK$145,951
+HK$7,308/mo
Deposit HK$11.11M · loan HK$25.93M · min. income ≈ HK$277,286/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,574,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,018
−HK$9,533/mo
▼ 0.25% · 3.875%
HK$156,746
−HK$4,805/mo
Today · 4.125%
HK$161,551
baseline
▲ 0.50% · 4.625%
HK$171,381
+HK$9,830/mo
Deposit HK$3.70M · loan HK$33.33M · min. income ≈ HK$323,102/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,118
−HK$9,137/mo
▼ 0.25% · 3.875%
HK$173,654
−HK$4,601/mo
Today · 4.125%
HK$178,255
baseline
▲ 0.50% · 4.625%
HK$187,651
+HK$9,396/mo
Deposit HK$3.70M · loan HK$33.33M · min. income ≈ HK$356,510/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,082 · Scale 2, in force from 26 Feb 2026)