LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,457
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$87,084
−HK$2,669/mo
Today · 4.125%
HK$89,753
baseline
▲ 0.50% · 4.625%
HK$95,214
+HK$5,461/mo
Deposit HK$18.52M · loan HK$18.52M · min. income ≈ HK$179,506/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,574,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,957
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$96,477
−HK$2,557/mo
Today · 4.125%
HK$99,034
baseline
▲ 0.50% · 4.625%
HK$104,254
+HK$5,220/mo
Deposit HK$18.52M · loan HK$18.52M · min. income ≈ HK$198,068/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,574,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,348
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$104,501
−HK$3,203/mo
Today · 4.125%
HK$107,704
baseline
▲ 0.50% · 4.625%
HK$114,257
+HK$6,553/mo
Deposit HK$14.82M · loan HK$22.22M · min. income ≈ HK$215,408/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,574,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,749
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$115,773
−HK$3,067/mo
Today · 4.125%
HK$118,840
baseline
▲ 0.50% · 4.625%
HK$125,105
+HK$6,265/mo
Deposit HK$14.82M · loan HK$22.22M · min. income ≈ HK$237,680/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,574,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,240
−HK$7,414/mo
▼ 0.25% · 3.875%
HK$121,917
−HK$3,737/mo
Today · 4.125%
HK$125,654
baseline
▲ 0.50% · 4.625%
HK$133,300
+HK$7,646/mo
Deposit HK$11.11M · loan HK$25.93M · min. income ≈ HK$251,308/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,574,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,540
−HK$7,107/mo
▼ 0.25% · 3.875%
HK$135,068
−HK$3,579/mo
Today · 4.125%
HK$138,647
baseline
▲ 0.50% · 4.625%
HK$145,955
+HK$7,308/mo
Deposit HK$11.11M · loan HK$25.93M · min. income ≈ HK$277,294/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,574,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,022
−HK$9,533/mo
▼ 0.25% · 3.875%
HK$156,751
−HK$4,804/mo
Today · 4.125%
HK$161,555
baseline
▲ 0.50% · 4.625%
HK$171,386
+HK$9,831/mo
Deposit HK$3.70M · loan HK$33.33M · min. income ≈ HK$323,110/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,123
−HK$9,137/mo
▼ 0.25% · 3.875%
HK$173,659
−HK$4,601/mo
Today · 4.125%
HK$178,260
baseline
▲ 0.50% · 4.625%
HK$187,657
+HK$9,397/mo
Deposit HK$3.70M · loan HK$33.33M · min. income ≈ HK$356,520/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,129 · Scale 2, in force from 26 Feb 2026)