LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,459
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$87,086
−HK$2,669/mo
Today · 4.125%
HK$89,755
baseline
▲ 0.50% · 4.625%
HK$95,217
+HK$5,462/mo
Deposit HK$18.52M · loan HK$18.52M · min. income ≈ HK$179,510/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,574,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,960
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$96,480
−HK$2,556/mo
Today · 4.125%
HK$99,036
baseline
▲ 0.50% · 4.625%
HK$104,257
+HK$5,221/mo
Deposit HK$18.52M · loan HK$18.52M · min. income ≈ HK$198,072/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,574,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,351
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$104,504
−HK$3,203/mo
Today · 4.125%
HK$107,707
baseline
▲ 0.50% · 4.625%
HK$114,260
+HK$6,553/mo
Deposit HK$14.82M · loan HK$22.22M · min. income ≈ HK$215,414/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,574,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,752
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$115,776
−HK$3,068/mo
Today · 4.125%
HK$118,844
baseline
▲ 0.50% · 4.625%
HK$125,108
+HK$6,264/mo
Deposit HK$14.82M · loan HK$22.22M · min. income ≈ HK$237,688/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,574,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,243
−HK$7,415/mo
▼ 0.25% · 3.875%
HK$121,921
−HK$3,737/mo
Today · 4.125%
HK$125,658
baseline
▲ 0.50% · 4.625%
HK$133,304
+HK$7,646/mo
Deposit HK$11.11M · loan HK$25.93M · min. income ≈ HK$251,316/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,574,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,544
−HK$7,107/mo
▼ 0.25% · 3.875%
HK$135,072
−HK$3,579/mo
Today · 4.125%
HK$138,651
baseline
▲ 0.50% · 4.625%
HK$145,959
+HK$7,308/mo
Deposit HK$11.11M · loan HK$25.93M · min. income ≈ HK$277,302/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,574,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,026
−HK$9,534/mo
▼ 0.25% · 3.875%
HK$156,755
−HK$4,805/mo
Today · 4.125%
HK$161,560
baseline
▲ 0.50% · 4.625%
HK$171,390
+HK$9,830/mo
Deposit HK$3.70M · loan HK$33.34M · min. income ≈ HK$323,120/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,128
−HK$9,137/mo
▼ 0.25% · 3.875%
HK$173,664
−HK$4,601/mo
Today · 4.125%
HK$178,265
baseline
▲ 0.50% · 4.625%
HK$187,662
+HK$9,397/mo
Deposit HK$3.70M · loan HK$33.34M · min. income ≈ HK$356,530/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,172 · Scale 2, in force from 26 Feb 2026)