LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,481
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$87,109
−HK$2,670/mo
Today · 4.125%
HK$89,779
baseline
▲ 0.50% · 4.625%
HK$95,241
+HK$5,462/mo
Deposit HK$18.52M · loan HK$18.52M · min. income ≈ HK$179,558/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$1,574,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,984
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$96,505
−HK$2,557/mo
Today · 4.125%
HK$99,062
baseline
▲ 0.50% · 4.625%
HK$104,284
+HK$5,222/mo
Deposit HK$18.52M · loan HK$18.52M · min. income ≈ HK$198,124/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$1,574,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,377
−HK$6,357/mo
▼ 0.25% · 3.875%
HK$104,530
−HK$3,204/mo
Today · 4.125%
HK$107,734
baseline
▲ 0.50% · 4.625%
HK$114,290
+HK$6,556/mo
Deposit HK$14.82M · loan HK$22.23M · min. income ≈ HK$215,468/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,574,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,781
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$115,806
−HK$3,068/mo
Today · 4.125%
HK$118,874
baseline
▲ 0.50% · 4.625%
HK$125,140
+HK$6,266/mo
Deposit HK$14.82M · loan HK$22.23M · min. income ≈ HK$237,748/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,574,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,273
−HK$7,417/mo
▼ 0.25% · 3.875%
HK$121,952
−HK$3,738/mo
Today · 4.125%
HK$125,690
baseline
▲ 0.50% · 4.625%
HK$133,338
+HK$7,648/mo
Deposit HK$11.11M · loan HK$25.93M · min. income ≈ HK$251,380/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,574,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,578
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$135,107
−HK$3,580/mo
Today · 4.125%
HK$138,687
baseline
▲ 0.50% · 4.625%
HK$145,997
+HK$7,310/mo
Deposit HK$11.11M · loan HK$25.93M · min. income ≈ HK$277,374/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,574,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,066
−HK$9,535/mo
▼ 0.25% · 3.875%
HK$156,796
−HK$4,805/mo
Today · 4.125%
HK$161,601
baseline
▲ 0.50% · 4.625%
HK$171,435
+HK$9,834/mo
Deposit HK$3.70M · loan HK$33.34M · min. income ≈ HK$323,202/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,171
−HK$9,140/mo
▼ 0.25% · 3.875%
HK$173,709
−HK$4,602/mo
Today · 4.125%
HK$178,311
baseline
▲ 0.50% · 4.625%
HK$187,710
+HK$9,399/mo
Deposit HK$3.70M · loan HK$33.34M · min. income ≈ HK$356,622/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,577 · Scale 2, in force from 26 Feb 2026)