LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,494
−HK$5,299/mo
▼ 0.25% · 3.875%
HK$87,123
−HK$2,670/mo
Today · 4.125%
HK$89,793
baseline
▲ 0.50% · 4.625%
HK$95,256
+HK$5,463/mo
Deposit HK$18.53M · loan HK$18.53M · min. income ≈ HK$179,586/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$1,574,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,999
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$96,520
−HK$2,558/mo
Today · 4.125%
HK$99,078
baseline
▲ 0.50% · 4.625%
HK$104,300
+HK$5,222/mo
Deposit HK$18.53M · loan HK$18.53M · min. income ≈ HK$198,156/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$1,574,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,393
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$104,547
−HK$3,204/mo
Today · 4.125%
HK$107,751
baseline
▲ 0.50% · 4.625%
HK$114,308
+HK$6,557/mo
Deposit HK$14.82M · loan HK$22.23M · min. income ≈ HK$215,502/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,574,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,799
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$115,824
−HK$3,069/mo
Today · 4.125%
HK$118,893
baseline
▲ 0.50% · 4.625%
HK$125,160
+HK$6,267/mo
Deposit HK$14.82M · loan HK$22.23M · min. income ≈ HK$237,786/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,574,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,292
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$121,972
−HK$3,738/mo
Today · 4.125%
HK$125,710
baseline
▲ 0.50% · 4.625%
HK$133,359
+HK$7,649/mo
Deposit HK$11.12M · loan HK$25.94M · min. income ≈ HK$251,420/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,574,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,599
−HK$7,110/mo
▼ 0.25% · 3.875%
HK$135,128
−HK$3,581/mo
Today · 4.125%
HK$138,709
baseline
▲ 0.50% · 4.625%
HK$146,020
+HK$7,311/mo
Deposit HK$11.12M · loan HK$25.94M · min. income ≈ HK$277,418/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,574,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,090
−HK$9,537/mo
▼ 0.25% · 3.875%
HK$156,821
−HK$4,806/mo
Today · 4.125%
HK$161,627
baseline
▲ 0.50% · 4.625%
HK$171,462
+HK$9,835/mo
Deposit HK$3.71M · loan HK$33.35M · min. income ≈ HK$323,254/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,198
−HK$9,142/mo
▼ 0.25% · 3.875%
HK$173,736
−HK$4,604/mo
Today · 4.125%
HK$178,340
baseline
▲ 0.50% · 4.625%
HK$187,740
+HK$9,400/mo
Deposit HK$3.71M · loan HK$33.35M · min. income ≈ HK$356,680/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,826 · Scale 2, in force from 26 Feb 2026)