LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,503
−HK$5,299/mo
▼ 0.25% · 3.875%
HK$87,131
−HK$2,671/mo
Today · 4.125%
HK$89,802
baseline
▲ 0.50% · 4.625%
HK$95,266
+HK$5,464/mo
Deposit HK$18.53M · loan HK$18.53M · min. income ≈ HK$179,604/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$1,574,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,009
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$96,530
−HK$2,558/mo
Today · 4.125%
HK$99,088
baseline
▲ 0.50% · 4.625%
HK$104,311
+HK$5,223/mo
Deposit HK$18.53M · loan HK$18.53M · min. income ≈ HK$198,176/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$1,574,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,404
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$104,558
−HK$3,204/mo
Today · 4.125%
HK$107,762
baseline
▲ 0.50% · 4.625%
HK$114,320
+HK$6,558/mo
Deposit HK$14.82M · loan HK$22.24M · min. income ≈ HK$215,524/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,574,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,810
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$115,836
−HK$3,069/mo
Today · 4.125%
HK$118,905
baseline
▲ 0.50% · 4.625%
HK$125,173
+HK$6,268/mo
Deposit HK$14.82M · loan HK$22.24M · min. income ≈ HK$237,810/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,574,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,304
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$121,984
−HK$3,739/mo
Today · 4.125%
HK$125,723
baseline
▲ 0.50% · 4.625%
HK$133,373
+HK$7,650/mo
Deposit HK$11.12M · loan HK$25.94M · min. income ≈ HK$251,446/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,574,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,612
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$135,142
−HK$3,581/mo
Today · 4.125%
HK$138,723
baseline
▲ 0.50% · 4.625%
HK$146,035
+HK$7,312/mo
Deposit HK$11.12M · loan HK$25.94M · min. income ≈ HK$277,446/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,574,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,105
−HK$9,539/mo
▼ 0.25% · 3.875%
HK$156,837
−HK$4,807/mo
Today · 4.125%
HK$161,644
baseline
▲ 0.50% · 4.625%
HK$171,479
+HK$9,835/mo
Deposit HK$3.71M · loan HK$33.35M · min. income ≈ HK$323,288/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,216
−HK$9,142/mo
▼ 0.25% · 3.875%
HK$173,754
−HK$4,604/mo
Today · 4.125%
HK$178,358
baseline
▲ 0.50% · 4.625%
HK$187,759
+HK$9,401/mo
Deposit HK$3.71M · loan HK$33.35M · min. income ≈ HK$356,716/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,574,988 · Scale 2, in force from 26 Feb 2026)