LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,514
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$87,143
−HK$2,671/mo
Today · 4.125%
HK$89,814
baseline
▲ 0.50% · 4.625%
HK$95,279
+HK$5,465/mo
Deposit HK$18.53M · loan HK$18.53M · min. income ≈ HK$179,628/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,021
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$96,543
−HK$2,558/mo
Today · 4.125%
HK$99,101
baseline
▲ 0.50% · 4.625%
HK$104,324
+HK$5,223/mo
Deposit HK$18.53M · loan HK$18.53M · min. income ≈ HK$198,202/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,417
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$104,572
−HK$3,205/mo
Today · 4.125%
HK$107,777
baseline
▲ 0.50% · 4.625%
HK$114,335
+HK$6,558/mo
Deposit HK$14.83M · loan HK$22.24M · min. income ≈ HK$215,554/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,575,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,825
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$115,851
−HK$3,070/mo
Today · 4.125%
HK$118,921
baseline
▲ 0.50% · 4.625%
HK$125,189
+HK$6,268/mo
Deposit HK$14.83M · loan HK$22.24M · min. income ≈ HK$237,842/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,575,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,320
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$122,000
−HK$3,739/mo
Today · 4.125%
HK$125,739
baseline
▲ 0.50% · 4.625%
HK$133,390
+HK$7,651/mo
Deposit HK$11.12M · loan HK$25.94M · min. income ≈ HK$251,478/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,575,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,629
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$135,160
−HK$3,581/mo
Today · 4.125%
HK$138,741
baseline
▲ 0.50% · 4.625%
HK$146,054
+HK$7,313/mo
Deposit HK$11.12M · loan HK$25.94M · min. income ≈ HK$277,482/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,575,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,125
−HK$9,540/mo
▼ 0.25% · 3.875%
HK$156,857
−HK$4,808/mo
Today · 4.125%
HK$161,665
baseline
▲ 0.50% · 4.625%
HK$171,502
+HK$9,837/mo
Deposit HK$3.71M · loan HK$33.36M · min. income ≈ HK$323,330/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,238
−HK$9,143/mo
▼ 0.25% · 3.875%
HK$173,777
−HK$4,604/mo
Today · 4.125%
HK$178,381
baseline
▲ 0.50% · 4.625%
HK$187,784
+HK$9,403/mo
Deposit HK$3.71M · loan HK$33.36M · min. income ≈ HK$356,762/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,195 · Scale 2, in force from 26 Feb 2026)