LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,516
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$87,145
−HK$2,671/mo
Today · 4.125%
HK$89,816
baseline
▲ 0.50% · 4.625%
HK$95,281
+HK$5,465/mo
Deposit HK$18.53M · loan HK$18.53M · min. income ≈ HK$179,632/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,023
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$96,545
−HK$2,558/mo
Today · 4.125%
HK$99,103
baseline
▲ 0.50% · 4.625%
HK$104,327
+HK$5,224/mo
Deposit HK$18.53M · loan HK$18.53M · min. income ≈ HK$198,206/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,419
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$104,574
−HK$3,205/mo
Today · 4.125%
HK$107,779
baseline
▲ 0.50% · 4.625%
HK$114,337
+HK$6,558/mo
Deposit HK$14.83M · loan HK$22.24M · min. income ≈ HK$215,558/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,575,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,828
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$115,854
−HK$3,070/mo
Today · 4.125%
HK$118,924
baseline
▲ 0.50% · 4.625%
HK$125,192
+HK$6,268/mo
Deposit HK$14.83M · loan HK$22.24M · min. income ≈ HK$237,848/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,575,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,323
−HK$7,420/mo
▼ 0.25% · 3.875%
HK$122,003
−HK$3,740/mo
Today · 4.125%
HK$125,743
baseline
▲ 0.50% · 4.625%
HK$133,394
+HK$7,651/mo
Deposit HK$11.12M · loan HK$25.95M · min. income ≈ HK$251,486/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,575,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,633
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$135,163
−HK$3,581/mo
Today · 4.125%
HK$138,744
baseline
▲ 0.50% · 4.625%
HK$146,058
+HK$7,314/mo
Deposit HK$11.12M · loan HK$25.95M · min. income ≈ HK$277,488/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,575,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,129
−HK$9,540/mo
▼ 0.25% · 3.875%
HK$156,861
−HK$4,808/mo
Today · 4.125%
HK$161,669
baseline
▲ 0.50% · 4.625%
HK$171,506
+HK$9,837/mo
Deposit HK$3.71M · loan HK$33.36M · min. income ≈ HK$323,338/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,242
−HK$9,144/mo
▼ 0.25% · 3.875%
HK$173,781
−HK$4,605/mo
Today · 4.125%
HK$178,386
baseline
▲ 0.50% · 4.625%
HK$187,789
+HK$9,403/mo
Deposit HK$3.71M · loan HK$33.36M · min. income ≈ HK$356,772/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,235 · Scale 2, in force from 26 Feb 2026)