LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,522
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$87,152
−HK$2,671/mo
Today · 4.125%
HK$89,823
baseline
▲ 0.50% · 4.625%
HK$95,288
+HK$5,465/mo
Deposit HK$18.53M · loan HK$18.53M · min. income ≈ HK$179,646/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,030
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$96,552
−HK$2,558/mo
Today · 4.125%
HK$99,110
baseline
▲ 0.50% · 4.625%
HK$104,335
+HK$5,225/mo
Deposit HK$18.53M · loan HK$18.53M · min. income ≈ HK$198,220/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,427
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$104,582
−HK$3,205/mo
Today · 4.125%
HK$107,787
baseline
▲ 0.50% · 4.625%
HK$114,346
+HK$6,559/mo
Deposit HK$14.83M · loan HK$22.24M · min. income ≈ HK$215,574/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,575,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,836
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$115,863
−HK$3,070/mo
Today · 4.125%
HK$118,933
baseline
▲ 0.50% · 4.625%
HK$125,202
+HK$6,269/mo
Deposit HK$14.83M · loan HK$22.24M · min. income ≈ HK$237,866/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,575,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,331
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$122,012
−HK$3,740/mo
Today · 4.125%
HK$125,752
baseline
▲ 0.50% · 4.625%
HK$133,403
+HK$7,651/mo
Deposit HK$11.12M · loan HK$25.95M · min. income ≈ HK$251,504/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,575,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,642
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$135,173
−HK$3,582/mo
Today · 4.125%
HK$138,755
baseline
▲ 0.50% · 4.625%
HK$146,069
+HK$7,314/mo
Deposit HK$11.12M · loan HK$25.95M · min. income ≈ HK$277,510/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,575,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,140
−HK$9,541/mo
▼ 0.25% · 3.875%
HK$156,873
−HK$4,808/mo
Today · 4.125%
HK$161,681
baseline
▲ 0.50% · 4.625%
HK$171,519
+HK$9,838/mo
Deposit HK$3.71M · loan HK$33.36M · min. income ≈ HK$323,362/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,255
−HK$9,144/mo
▼ 0.25% · 3.875%
HK$173,794
−HK$4,605/mo
Today · 4.125%
HK$178,399
baseline
▲ 0.50% · 4.625%
HK$187,803
+HK$9,404/mo
Deposit HK$3.71M · loan HK$33.36M · min. income ≈ HK$356,798/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,350 · Scale 2, in force from 26 Feb 2026)