LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,528
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$87,157
−HK$2,671/mo
Today · 4.125%
HK$89,828
baseline
▲ 0.50% · 4.625%
HK$95,294
+HK$5,466/mo
Deposit HK$18.53M · loan HK$18.53M · min. income ≈ HK$179,656/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,036
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$96,558
−HK$2,559/mo
Today · 4.125%
HK$99,117
baseline
▲ 0.50% · 4.625%
HK$104,341
+HK$5,224/mo
Deposit HK$18.53M · loan HK$18.53M · min. income ≈ HK$198,234/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,433
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$104,588
−HK$3,206/mo
Today · 4.125%
HK$107,794
baseline
▲ 0.50% · 4.625%
HK$114,353
+HK$6,559/mo
Deposit HK$14.83M · loan HK$22.24M · min. income ≈ HK$215,588/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,575,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,843
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$115,870
−HK$3,070/mo
Today · 4.125%
HK$118,940
baseline
▲ 0.50% · 4.625%
HK$125,209
+HK$6,269/mo
Deposit HK$14.83M · loan HK$22.24M · min. income ≈ HK$237,880/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,575,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,339
−HK$7,420/mo
▼ 0.25% · 3.875%
HK$122,020
−HK$3,739/mo
Today · 4.125%
HK$125,759
baseline
▲ 0.50% · 4.625%
HK$133,412
+HK$7,653/mo
Deposit HK$11.12M · loan HK$25.95M · min. income ≈ HK$251,518/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,575,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,650
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$135,181
−HK$3,582/mo
Today · 4.125%
HK$138,763
baseline
▲ 0.50% · 4.625%
HK$146,078
+HK$7,315/mo
Deposit HK$11.12M · loan HK$25.95M · min. income ≈ HK$277,526/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,575,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,150
−HK$9,541/mo
▼ 0.25% · 3.875%
HK$156,882
−HK$4,809/mo
Today · 4.125%
HK$161,691
baseline
▲ 0.50% · 4.625%
HK$171,529
+HK$9,838/mo
Deposit HK$3.71M · loan HK$33.36M · min. income ≈ HK$323,382/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,265
−HK$9,145/mo
▼ 0.25% · 3.875%
HK$173,805
−HK$4,605/mo
Today · 4.125%
HK$178,410
baseline
▲ 0.50% · 4.625%
HK$187,814
+HK$9,404/mo
Deposit HK$3.71M · loan HK$33.36M · min. income ≈ HK$356,820/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,447 · Scale 2, in force from 26 Feb 2026)