LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,528
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$87,157
−HK$2,672/mo
Today · 4.125%
HK$89,829
baseline
▲ 0.50% · 4.625%
HK$95,294
+HK$5,465/mo
Deposit HK$18.53M · loan HK$18.53M · min. income ≈ HK$179,658/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,036
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$96,558
−HK$2,559/mo
Today · 4.125%
HK$99,117
baseline
▲ 0.50% · 4.625%
HK$104,342
+HK$5,225/mo
Deposit HK$18.53M · loan HK$18.53M · min. income ≈ HK$198,234/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,434
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$104,589
−HK$3,205/mo
Today · 4.125%
HK$107,794
baseline
▲ 0.50% · 4.625%
HK$114,353
+HK$6,559/mo
Deposit HK$14.83M · loan HK$22.24M · min. income ≈ HK$215,588/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,575,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,844
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$115,870
−HK$3,070/mo
Today · 4.125%
HK$118,940
baseline
▲ 0.50% · 4.625%
HK$125,210
+HK$6,270/mo
Deposit HK$14.83M · loan HK$22.24M · min. income ≈ HK$237,880/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,575,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,339
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$122,020
−HK$3,740/mo
Today · 4.125%
HK$125,760
baseline
▲ 0.50% · 4.625%
HK$133,412
+HK$7,652/mo
Deposit HK$11.12M · loan HK$25.95M · min. income ≈ HK$251,520/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,575,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,651
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$135,182
−HK$3,582/mo
Today · 4.125%
HK$138,764
baseline
▲ 0.50% · 4.625%
HK$146,078
+HK$7,314/mo
Deposit HK$11.12M · loan HK$25.95M · min. income ≈ HK$277,528/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,575,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,150
−HK$9,541/mo
▼ 0.25% · 3.875%
HK$156,883
−HK$4,808/mo
Today · 4.125%
HK$161,691
baseline
▲ 0.50% · 4.625%
HK$171,530
+HK$9,839/mo
Deposit HK$3.71M · loan HK$33.36M · min. income ≈ HK$323,382/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,266
−HK$9,145/mo
▼ 0.25% · 3.875%
HK$173,805
−HK$4,606/mo
Today · 4.125%
HK$178,411
baseline
▲ 0.50% · 4.625%
HK$187,815
+HK$9,404/mo
Deposit HK$3.71M · loan HK$33.36M · min. income ≈ HK$356,822/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,454 · Scale 2, in force from 26 Feb 2026)