LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,533
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$87,162
−HK$2,672/mo
Today · 4.125%
HK$89,834
baseline
▲ 0.50% · 4.625%
HK$95,300
+HK$5,466/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$179,668/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,042
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$96,564
−HK$2,559/mo
Today · 4.125%
HK$99,123
baseline
▲ 0.50% · 4.625%
HK$104,347
+HK$5,224/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$198,246/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,439
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$104,595
−HK$3,205/mo
Today · 4.125%
HK$107,800
baseline
▲ 0.50% · 4.625%
HK$114,360
+HK$6,560/mo
Deposit HK$14.83M · loan HK$22.24M · min. income ≈ HK$215,600/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,575,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,850
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$115,877
−HK$3,070/mo
Today · 4.125%
HK$118,947
baseline
▲ 0.50% · 4.625%
HK$125,217
+HK$6,270/mo
Deposit HK$14.83M · loan HK$22.24M · min. income ≈ HK$237,894/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,575,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,346
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$122,027
−HK$3,740/mo
Today · 4.125%
HK$125,767
baseline
▲ 0.50% · 4.625%
HK$133,420
+HK$7,653/mo
Deposit HK$11.12M · loan HK$25.95M · min. income ≈ HK$251,534/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,575,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,658
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$135,189
−HK$3,583/mo
Today · 4.125%
HK$138,772
baseline
▲ 0.50% · 4.625%
HK$146,086
+HK$7,314/mo
Deposit HK$11.12M · loan HK$25.95M · min. income ≈ HK$277,544/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,575,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,159
−HK$9,542/mo
▼ 0.25% · 3.875%
HK$156,892
−HK$4,809/mo
Today · 4.125%
HK$161,701
baseline
▲ 0.50% · 4.625%
HK$171,540
+HK$9,839/mo
Deposit HK$3.71M · loan HK$33.36M · min. income ≈ HK$323,402/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,275
−HK$9,146/mo
▼ 0.25% · 3.875%
HK$173,815
−HK$4,606/mo
Today · 4.125%
HK$178,421
baseline
▲ 0.50% · 4.625%
HK$187,825
+HK$9,404/mo
Deposit HK$3.71M · loan HK$33.36M · min. income ≈ HK$356,842/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,542 · Scale 2, in force from 26 Feb 2026)