LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,537
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$87,167
−HK$2,671/mo
Today · 4.125%
HK$89,838
baseline
▲ 0.50% · 4.625%
HK$95,305
+HK$5,467/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$179,676/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,047
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$96,569
−HK$2,559/mo
Today · 4.125%
HK$99,128
baseline
▲ 0.50% · 4.625%
HK$104,353
+HK$5,225/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$198,256/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,444
−HK$6,362/mo
▼ 0.25% · 3.875%
HK$104,600
−HK$3,206/mo
Today · 4.125%
HK$107,806
baseline
▲ 0.50% · 4.625%
HK$114,366
+HK$6,560/mo
Deposit HK$14.83M · loan HK$22.24M · min. income ≈ HK$215,612/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,575,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,856
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$115,883
−HK$3,070/mo
Today · 4.125%
HK$118,953
baseline
▲ 0.50% · 4.625%
HK$125,223
+HK$6,270/mo
Deposit HK$14.83M · loan HK$22.24M · min. income ≈ HK$237,906/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,575,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,352
−HK$7,422/mo
▼ 0.25% · 3.875%
HK$122,033
−HK$3,741/mo
Today · 4.125%
HK$125,774
baseline
▲ 0.50% · 4.625%
HK$133,427
+HK$7,653/mo
Deposit HK$11.12M · loan HK$25.95M · min. income ≈ HK$251,548/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,575,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,665
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$135,196
−HK$3,583/mo
Today · 4.125%
HK$138,779
baseline
▲ 0.50% · 4.625%
HK$146,094
+HK$7,315/mo
Deposit HK$11.12M · loan HK$25.95M · min. income ≈ HK$277,558/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,575,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,167
−HK$9,542/mo
▼ 0.25% · 3.875%
HK$156,900
−HK$4,809/mo
Today · 4.125%
HK$161,709
baseline
▲ 0.50% · 4.625%
HK$171,548
+HK$9,839/mo
Deposit HK$3.71M · loan HK$33.37M · min. income ≈ HK$323,418/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,284
−HK$9,146/mo
▼ 0.25% · 3.875%
HK$173,824
−HK$4,606/mo
Today · 4.125%
HK$178,430
baseline
▲ 0.50% · 4.625%
HK$187,835
+HK$9,405/mo
Deposit HK$3.71M · loan HK$33.37M · min. income ≈ HK$356,860/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,623 · Scale 2, in force from 26 Feb 2026)