LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,541
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$87,170
−HK$2,672/mo
Today · 4.125%
HK$89,842
baseline
▲ 0.50% · 4.625%
HK$95,309
+HK$5,467/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$179,684/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,050
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$96,573
−HK$2,559/mo
Today · 4.125%
HK$99,132
baseline
▲ 0.50% · 4.625%
HK$104,357
+HK$5,225/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$198,264/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,575,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,449
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$104,604
−HK$3,206/mo
Today · 4.125%
HK$107,810
baseline
▲ 0.50% · 4.625%
HK$114,370
+HK$6,560/mo
Deposit HK$14.83M · loan HK$22.25M · min. income ≈ HK$215,620/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,575,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,861
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$115,887
−HK$3,071/mo
Today · 4.125%
HK$118,958
baseline
▲ 0.50% · 4.625%
HK$125,229
+HK$6,271/mo
Deposit HK$14.83M · loan HK$22.25M · min. income ≈ HK$237,916/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,575,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,357
−HK$7,422/mo
▼ 0.25% · 3.875%
HK$122,038
−HK$3,741/mo
Today · 4.125%
HK$125,779
baseline
▲ 0.50% · 4.625%
HK$133,432
+HK$7,653/mo
Deposit HK$11.12M · loan HK$25.95M · min. income ≈ HK$251,558/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,575,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,671
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$135,202
−HK$3,582/mo
Today · 4.125%
HK$138,784
baseline
▲ 0.50% · 4.625%
HK$146,100
+HK$7,316/mo
Deposit HK$11.12M · loan HK$25.95M · min. income ≈ HK$277,568/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,575,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,173
−HK$9,543/mo
▼ 0.25% · 3.875%
HK$156,906
−HK$4,810/mo
Today · 4.125%
HK$161,716
baseline
▲ 0.50% · 4.625%
HK$171,556
+HK$9,840/mo
Deposit HK$3.71M · loan HK$33.37M · min. income ≈ HK$323,432/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,291
−HK$9,146/mo
▼ 0.25% · 3.875%
HK$173,831
−HK$4,606/mo
Today · 4.125%
HK$178,437
baseline
▲ 0.50% · 4.625%
HK$187,843
+HK$9,406/mo
Deposit HK$3.71M · loan HK$33.37M · min. income ≈ HK$356,874/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,688 · Scale 2, in force from 26 Feb 2026)