LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,555
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$87,185
−HK$2,672/mo
Today · 4.125%
HK$89,857
baseline
▲ 0.50% · 4.625%
HK$95,325
+HK$5,468/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$179,714/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,575,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,067
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$96,589
−HK$2,560/mo
Today · 4.125%
HK$99,149
baseline
▲ 0.50% · 4.625%
HK$104,375
+HK$5,226/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$198,298/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,575,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,466
−HK$6,363/mo
▼ 0.25% · 3.875%
HK$104,622
−HK$3,207/mo
Today · 4.125%
HK$107,829
baseline
▲ 0.50% · 4.625%
HK$114,390
+HK$6,561/mo
Deposit HK$14.83M · loan HK$22.25M · min. income ≈ HK$215,658/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,575,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,880
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$115,907
−HK$3,071/mo
Today · 4.125%
HK$118,978
baseline
▲ 0.50% · 4.625%
HK$125,250
+HK$6,272/mo
Deposit HK$14.83M · loan HK$22.25M · min. income ≈ HK$237,956/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,575,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,377
−HK$7,423/mo
▼ 0.25% · 3.875%
HK$122,059
−HK$3,741/mo
Today · 4.125%
HK$125,800
baseline
▲ 0.50% · 4.625%
HK$133,455
+HK$7,655/mo
Deposit HK$11.12M · loan HK$25.96M · min. income ≈ HK$251,600/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,575,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,693
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$135,225
−HK$3,583/mo
Today · 4.125%
HK$138,808
baseline
▲ 0.50% · 4.625%
HK$146,125
+HK$7,317/mo
Deposit HK$11.12M · loan HK$25.96M · min. income ≈ HK$277,616/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,575,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,199
−HK$9,544/mo
▼ 0.25% · 3.875%
HK$156,933
−HK$4,810/mo
Today · 4.125%
HK$161,743
baseline
▲ 0.50% · 4.625%
HK$171,585
+HK$9,842/mo
Deposit HK$3.71M · loan HK$33.37M · min. income ≈ HK$323,486/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,320
−HK$9,148/mo
▼ 0.25% · 3.875%
HK$173,861
−HK$4,607/mo
Today · 4.125%
HK$178,468
baseline
▲ 0.50% · 4.625%
HK$187,875
+HK$9,407/mo
Deposit HK$3.71M · loan HK$33.37M · min. income ≈ HK$356,936/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,575,957 · Scale 2, in force from 26 Feb 2026)