LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,561
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$87,191
−HK$2,672/mo
Today · 4.125%
HK$89,863
baseline
▲ 0.50% · 4.625%
HK$95,331
+HK$5,468/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$179,726/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,576,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,073
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$96,596
−HK$2,559/mo
Today · 4.125%
HK$99,155
baseline
▲ 0.50% · 4.625%
HK$104,382
+HK$5,227/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$198,310/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,576,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,473
−HK$6,363/mo
▼ 0.25% · 3.875%
HK$104,629
−HK$3,207/mo
Today · 4.125%
HK$107,836
baseline
▲ 0.50% · 4.625%
HK$114,398
+HK$6,562/mo
Deposit HK$14.83M · loan HK$22.25M · min. income ≈ HK$215,672/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,576,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,888
−HK$6,099/mo
▼ 0.25% · 3.875%
HK$115,915
−HK$3,072/mo
Today · 4.125%
HK$118,987
baseline
▲ 0.50% · 4.625%
HK$125,258
+HK$6,271/mo
Deposit HK$14.83M · loan HK$22.25M · min. income ≈ HK$237,974/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,576,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,385
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$122,067
−HK$3,742/mo
Today · 4.125%
HK$125,809
baseline
▲ 0.50% · 4.625%
HK$133,464
+HK$7,655/mo
Deposit HK$11.13M · loan HK$25.96M · min. income ≈ HK$251,618/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,576,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,702
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$135,234
−HK$3,584/mo
Today · 4.125%
HK$138,818
baseline
▲ 0.50% · 4.625%
HK$146,135
+HK$7,317/mo
Deposit HK$11.13M · loan HK$25.96M · min. income ≈ HK$277,636/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,576,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,209
−HK$9,545/mo
▼ 0.25% · 3.875%
HK$156,944
−HK$4,810/mo
Today · 4.125%
HK$161,754
baseline
▲ 0.50% · 4.625%
HK$171,597
+HK$9,843/mo
Deposit HK$3.71M · loan HK$33.38M · min. income ≈ HK$323,508/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,576,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,331
−HK$9,149/mo
▼ 0.25% · 3.875%
HK$173,873
−HK$4,607/mo
Today · 4.125%
HK$178,480
baseline
▲ 0.50% · 4.625%
HK$187,888
+HK$9,408/mo
Deposit HK$3.71M · loan HK$33.38M · min. income ≈ HK$356,960/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,576,065 · Scale 2, in force from 26 Feb 2026)