LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,566
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$87,197
−HK$2,672/mo
Today · 4.125%
HK$89,869
baseline
▲ 0.50% · 4.625%
HK$95,338
+HK$5,469/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$179,738/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,576,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,079
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$96,602
−HK$2,560/mo
Today · 4.125%
HK$99,162
baseline
▲ 0.50% · 4.625%
HK$104,389
+HK$5,227/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$198,324/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,576,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,480
−HK$6,363/mo
▼ 0.25% · 3.875%
HK$104,636
−HK$3,207/mo
Today · 4.125%
HK$107,843
baseline
▲ 0.50% · 4.625%
HK$114,405
+HK$6,562/mo
Deposit HK$14.83M · loan HK$22.25M · min. income ≈ HK$215,686/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,576,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,895
−HK$6,099/mo
▼ 0.25% · 3.875%
HK$115,923
−HK$3,071/mo
Today · 4.125%
HK$118,994
baseline
▲ 0.50% · 4.625%
HK$125,267
+HK$6,273/mo
Deposit HK$14.83M · loan HK$22.25M · min. income ≈ HK$237,988/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,576,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,393
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$122,076
−HK$3,741/mo
Today · 4.125%
HK$125,817
baseline
▲ 0.50% · 4.625%
HK$133,473
+HK$7,656/mo
Deposit HK$11.13M · loan HK$25.96M · min. income ≈ HK$251,634/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,576,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,711
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$135,243
−HK$3,584/mo
Today · 4.125%
HK$138,827
baseline
▲ 0.50% · 4.625%
HK$146,144
+HK$7,317/mo
Deposit HK$11.13M · loan HK$25.96M · min. income ≈ HK$277,654/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,576,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,219
−HK$9,546/mo
▼ 0.25% · 3.875%
HK$156,954
−HK$4,811/mo
Today · 4.125%
HK$161,765
baseline
▲ 0.50% · 4.625%
HK$171,608
+HK$9,843/mo
Deposit HK$3.71M · loan HK$33.38M · min. income ≈ HK$323,530/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,576,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,342
−HK$9,150/mo
▼ 0.25% · 3.875%
HK$173,884
−HK$4,608/mo
Today · 4.125%
HK$178,492
baseline
▲ 0.50% · 4.625%
HK$187,900
+HK$9,408/mo
Deposit HK$3.71M · loan HK$33.38M · min. income ≈ HK$356,984/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$1,576,169 · Scale 2, in force from 26 Feb 2026)