LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,571
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$87,202
−HK$2,673/mo
Today · 4.125%
HK$89,875
baseline
▲ 0.50% · 4.625%
HK$95,344
+HK$5,469/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$179,750/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,576,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,085
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$96,608
−HK$2,560/mo
Today · 4.125%
HK$99,168
baseline
▲ 0.50% · 4.625%
HK$104,395
+HK$5,227/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$198,336/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,576,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,486
−HK$6,364/mo
▼ 0.25% · 3.875%
HK$104,643
−HK$3,207/mo
Today · 4.125%
HK$107,850
baseline
▲ 0.50% · 4.625%
HK$114,412
+HK$6,562/mo
Deposit HK$14.84M · loan HK$22.25M · min. income ≈ HK$215,700/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,576,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,902
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$115,930
−HK$3,072/mo
Today · 4.125%
HK$119,002
baseline
▲ 0.50% · 4.625%
HK$125,274
+HK$6,272/mo
Deposit HK$14.84M · loan HK$22.25M · min. income ≈ HK$238,004/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,576,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,400
−HK$7,425/mo
▼ 0.25% · 3.875%
HK$122,083
−HK$3,742/mo
Today · 4.125%
HK$125,825
baseline
▲ 0.50% · 4.625%
HK$133,481
+HK$7,656/mo
Deposit HK$11.13M · loan HK$25.96M · min. income ≈ HK$251,650/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,576,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,719
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$135,251
−HK$3,584/mo
Today · 4.125%
HK$138,835
baseline
▲ 0.50% · 4.625%
HK$146,153
+HK$7,318/mo
Deposit HK$11.13M · loan HK$25.96M · min. income ≈ HK$277,670/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,576,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,229
−HK$9,546/mo
▼ 0.25% · 3.875%
HK$156,964
−HK$4,811/mo
Today · 4.125%
HK$161,775
baseline
▲ 0.50% · 4.625%
HK$171,618
+HK$9,843/mo
Deposit HK$3.71M · loan HK$33.38M · min. income ≈ HK$323,550/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,576,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,353
−HK$9,149/mo
▼ 0.25% · 3.875%
HK$173,895
−HK$4,607/mo
Today · 4.125%
HK$178,502
baseline
▲ 0.50% · 4.625%
HK$187,912
+HK$9,410/mo
Deposit HK$3.71M · loan HK$33.38M · min. income ≈ HK$357,004/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,576,265 · Scale 2, in force from 26 Feb 2026)