LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,573
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$87,204
−HK$2,673/mo
Today · 4.125%
HK$89,877
baseline
▲ 0.50% · 4.625%
HK$95,345
+HK$5,468/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$179,754/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,576,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,087
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$96,610
−HK$2,560/mo
Today · 4.125%
HK$99,170
baseline
▲ 0.50% · 4.625%
HK$104,397
+HK$5,227/mo
Deposit HK$18.54M · loan HK$18.54M · min. income ≈ HK$198,340/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,576,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,488
−HK$6,364/mo
▼ 0.25% · 3.875%
HK$104,645
−HK$3,207/mo
Today · 4.125%
HK$107,852
baseline
▲ 0.50% · 4.625%
HK$114,415
+HK$6,563/mo
Deposit HK$14.84M · loan HK$22.25M · min. income ≈ HK$215,704/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,576,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,904
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$115,932
−HK$3,072/mo
Today · 4.125%
HK$119,004
baseline
▲ 0.50% · 4.625%
HK$125,277
+HK$6,273/mo
Deposit HK$14.84M · loan HK$22.25M · min. income ≈ HK$238,008/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,576,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,403
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$122,086
−HK$3,741/mo
Today · 4.125%
HK$125,827
baseline
▲ 0.50% · 4.625%
HK$133,484
+HK$7,657/mo
Deposit HK$11.13M · loan HK$25.96M · min. income ≈ HK$251,654/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,576,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,722
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$135,254
−HK$3,584/mo
Today · 4.125%
HK$138,838
baseline
▲ 0.50% · 4.625%
HK$146,156
+HK$7,318/mo
Deposit HK$11.13M · loan HK$25.96M · min. income ≈ HK$277,676/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,576,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,232
−HK$9,546/mo
▼ 0.25% · 3.875%
HK$156,967
−HK$4,811/mo
Today · 4.125%
HK$161,778
baseline
▲ 0.50% · 4.625%
HK$171,622
+HK$9,844/mo
Deposit HK$3.71M · loan HK$33.38M · min. income ≈ HK$323,556/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,576,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,356
−HK$9,150/mo
▼ 0.25% · 3.875%
HK$173,898
−HK$4,608/mo
Today · 4.125%
HK$178,506
baseline
▲ 0.50% · 4.625%
HK$187,915
+HK$9,409/mo
Deposit HK$3.71M · loan HK$33.38M · min. income ≈ HK$357,012/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,576,298 · Scale 2, in force from 26 Feb 2026)