LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,599
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$87,230
−HK$2,674/mo
Today · 4.125%
HK$89,904
baseline
▲ 0.50% · 4.625%
HK$95,375
+HK$5,471/mo
Deposit HK$18.55M · loan HK$18.55M · min. income ≈ HK$179,808/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$1,576,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,115
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$96,640
−HK$2,560/mo
Today · 4.125%
HK$99,200
baseline
▲ 0.50% · 4.625%
HK$104,429
+HK$5,229/mo
Deposit HK$18.55M · loan HK$18.55M · min. income ≈ HK$198,400/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$1,576,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,519
−HK$6,366/mo
▼ 0.25% · 3.875%
HK$104,677
−HK$3,208/mo
Today · 4.125%
HK$107,885
baseline
▲ 0.50% · 4.625%
HK$114,449
+HK$6,564/mo
Deposit HK$14.84M · loan HK$22.26M · min. income ≈ HK$215,770/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,576,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,939
−HK$6,101/mo
▼ 0.25% · 3.875%
HK$115,968
−HK$3,072/mo
Today · 4.125%
HK$119,040
baseline
▲ 0.50% · 4.625%
HK$125,315
+HK$6,275/mo
Deposit HK$14.84M · loan HK$22.26M · min. income ≈ HK$238,080/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,576,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,439
−HK$7,427/mo
▼ 0.25% · 3.875%
HK$122,123
−HK$3,743/mo
Today · 4.125%
HK$125,866
baseline
▲ 0.50% · 4.625%
HK$133,524
+HK$7,658/mo
Deposit HK$11.13M · loan HK$25.97M · min. income ≈ HK$251,732/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,576,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,762
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$135,295
−HK$3,585/mo
Today · 4.125%
HK$138,880
baseline
▲ 0.50% · 4.625%
HK$146,201
+HK$7,321/mo
Deposit HK$11.13M · loan HK$25.97M · min. income ≈ HK$277,760/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,576,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,278
−HK$9,549/mo
▼ 0.25% · 3.875%
HK$157,015
−HK$4,812/mo
Today · 4.125%
HK$161,827
baseline
▲ 0.50% · 4.625%
HK$171,674
+HK$9,847/mo
Deposit HK$3.71M · loan HK$33.39M · min. income ≈ HK$323,654/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,576,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,408
−HK$9,152/mo
▼ 0.25% · 3.875%
HK$173,951
−HK$4,609/mo
Today · 4.125%
HK$178,560
baseline
▲ 0.50% · 4.625%
HK$187,973
+HK$9,413/mo
Deposit HK$3.71M · loan HK$33.39M · min. income ≈ HK$357,120/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,576,777 · Scale 2, in force from 26 Feb 2026)