LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,600
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$87,231
−HK$2,674/mo
Today · 4.125%
HK$89,905
baseline
▲ 0.50% · 4.625%
HK$95,375
+HK$5,470/mo
Deposit HK$18.55M · loan HK$18.55M · min. income ≈ HK$179,810/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$1,576,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,116
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$96,641
−HK$2,560/mo
Today · 4.125%
HK$99,201
baseline
▲ 0.50% · 4.625%
HK$104,430
+HK$5,229/mo
Deposit HK$18.55M · loan HK$18.55M · min. income ≈ HK$198,402/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$1,576,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,520
−HK$6,366/mo
▼ 0.25% · 3.875%
HK$104,678
−HK$3,208/mo
Today · 4.125%
HK$107,886
baseline
▲ 0.50% · 4.625%
HK$114,450
+HK$6,564/mo
Deposit HK$14.84M · loan HK$22.26M · min. income ≈ HK$215,772/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,576,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,940
−HK$6,101/mo
▼ 0.25% · 3.875%
HK$115,969
−HK$3,072/mo
Today · 4.125%
HK$119,041
baseline
▲ 0.50% · 4.625%
HK$125,316
+HK$6,275/mo
Deposit HK$14.84M · loan HK$22.26M · min. income ≈ HK$238,082/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,576,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,440
−HK$7,427/mo
▼ 0.25% · 3.875%
HK$122,124
−HK$3,743/mo
Today · 4.125%
HK$125,867
baseline
▲ 0.50% · 4.625%
HK$133,526
+HK$7,659/mo
Deposit HK$11.13M · loan HK$25.97M · min. income ≈ HK$251,734/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,576,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,763
−HK$7,119/mo
▼ 0.25% · 3.875%
HK$135,297
−HK$3,585/mo
Today · 4.125%
HK$138,882
baseline
▲ 0.50% · 4.625%
HK$146,202
+HK$7,320/mo
Deposit HK$11.13M · loan HK$25.97M · min. income ≈ HK$277,764/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,576,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,280
−HK$9,549/mo
▼ 0.25% · 3.875%
HK$157,016
−HK$4,813/mo
Today · 4.125%
HK$161,829
baseline
▲ 0.50% · 4.625%
HK$171,676
+HK$9,847/mo
Deposit HK$3.71M · loan HK$33.39M · min. income ≈ HK$323,658/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,576,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,409
−HK$9,153/mo
▼ 0.25% · 3.875%
HK$173,953
−HK$4,609/mo
Today · 4.125%
HK$178,562
baseline
▲ 0.50% · 4.625%
HK$187,974
+HK$9,412/mo
Deposit HK$3.71M · loan HK$33.39M · min. income ≈ HK$357,124/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,576,792 · Scale 2, in force from 26 Feb 2026)