LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,623
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$87,255
−HK$2,674/mo
Today · 4.125%
HK$89,929
baseline
▲ 0.50% · 4.625%
HK$95,401
+HK$5,472/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$179,858/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$1,577,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,142
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$96,667
−HK$2,561/mo
Today · 4.125%
HK$99,228
baseline
▲ 0.50% · 4.625%
HK$104,459
+HK$5,231/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$198,456/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$1,577,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,547
−HK$6,368/mo
▼ 0.25% · 3.875%
HK$104,706
−HK$3,209/mo
Today · 4.125%
HK$107,915
baseline
▲ 0.50% · 4.625%
HK$114,482
+HK$6,567/mo
Deposit HK$14.84M · loan HK$22.27M · min. income ≈ HK$215,830/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,577,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,971
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$116,000
−HK$3,074/mo
Today · 4.125%
HK$119,074
baseline
▲ 0.50% · 4.625%
HK$125,351
+HK$6,277/mo
Deposit HK$14.84M · loan HK$22.27M · min. income ≈ HK$238,148/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,577,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,472
−HK$7,429/mo
▼ 0.25% · 3.875%
HK$122,157
−HK$3,744/mo
Today · 4.125%
HK$125,901
baseline
▲ 0.50% · 4.625%
HK$133,562
+HK$7,661/mo
Deposit HK$11.13M · loan HK$25.98M · min. income ≈ HK$251,802/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,577,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,799
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$135,334
−HK$3,586/mo
Today · 4.125%
HK$138,920
baseline
▲ 0.50% · 4.625%
HK$146,242
+HK$7,322/mo
Deposit HK$11.13M · loan HK$25.98M · min. income ≈ HK$277,840/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,577,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,321
−HK$9,552/mo
▼ 0.25% · 3.875%
HK$157,059
−HK$4,814/mo
Today · 4.125%
HK$161,873
baseline
▲ 0.50% · 4.625%
HK$171,723
+HK$9,850/mo
Deposit HK$3.71M · loan HK$33.40M · min. income ≈ HK$323,746/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,456
−HK$9,155/mo
▼ 0.25% · 3.875%
HK$174,001
−HK$4,610/mo
Today · 4.125%
HK$178,611
baseline
▲ 0.50% · 4.625%
HK$188,026
+HK$9,415/mo
Deposit HK$3.71M · loan HK$33.40M · min. income ≈ HK$357,222/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,223 · Scale 2, in force from 26 Feb 2026)