LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,627
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$87,259
−HK$2,675/mo
Today · 4.125%
HK$89,934
baseline
▲ 0.50% · 4.625%
HK$95,406
+HK$5,472/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$179,868/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$1,577,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,146
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$96,671
−HK$2,562/mo
Today · 4.125%
HK$99,233
baseline
▲ 0.50% · 4.625%
HK$104,463
+HK$5,230/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$198,466/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$1,577,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,552
−HK$6,368/mo
▼ 0.25% · 3.875%
HK$104,711
−HK$3,209/mo
Today · 4.125%
HK$107,920
baseline
▲ 0.50% · 4.625%
HK$114,487
+HK$6,567/mo
Deposit HK$14.85M · loan HK$22.27M · min. income ≈ HK$215,840/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,577,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,976
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$116,006
−HK$3,073/mo
Today · 4.125%
HK$119,079
baseline
▲ 0.50% · 4.625%
HK$125,356
+HK$6,277/mo
Deposit HK$14.85M · loan HK$22.27M · min. income ≈ HK$238,158/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,577,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,477
−HK$7,430/mo
▼ 0.25% · 3.875%
HK$122,163
−HK$3,744/mo
Today · 4.125%
HK$125,907
baseline
▲ 0.50% · 4.625%
HK$133,568
+HK$7,661/mo
Deposit HK$11.13M · loan HK$25.98M · min. income ≈ HK$251,814/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,577,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,805
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$135,340
−HK$3,586/mo
Today · 4.125%
HK$138,926
baseline
▲ 0.50% · 4.625%
HK$146,249
+HK$7,323/mo
Deposit HK$11.13M · loan HK$25.98M · min. income ≈ HK$277,852/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,577,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,328
−HK$9,552/mo
▼ 0.25% · 3.875%
HK$157,066
−HK$4,814/mo
Today · 4.125%
HK$161,880
baseline
▲ 0.50% · 4.625%
HK$171,730
+HK$9,850/mo
Deposit HK$3.71M · loan HK$33.40M · min. income ≈ HK$323,760/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,463
−HK$9,156/mo
▼ 0.25% · 3.875%
HK$174,008
−HK$4,611/mo
Today · 4.125%
HK$178,619
baseline
▲ 0.50% · 4.625%
HK$188,034
+HK$9,415/mo
Deposit HK$3.71M · loan HK$33.40M · min. income ≈ HK$357,238/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,294 · Scale 2, in force from 26 Feb 2026)