LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,634
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$87,266
−HK$2,675/mo
Today · 4.125%
HK$89,941
baseline
▲ 0.50% · 4.625%
HK$95,414
+HK$5,473/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$179,882/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,577,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,154
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$96,679
−HK$2,562/mo
Today · 4.125%
HK$99,241
baseline
▲ 0.50% · 4.625%
HK$104,472
+HK$5,231/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$198,482/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,577,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,560
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$104,719
−HK$3,210/mo
Today · 4.125%
HK$107,929
baseline
▲ 0.50% · 4.625%
HK$114,496
+HK$6,567/mo
Deposit HK$14.85M · loan HK$22.27M · min. income ≈ HK$215,858/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,577,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,985
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$116,015
−HK$3,074/mo
Today · 4.125%
HK$119,089
baseline
▲ 0.50% · 4.625%
HK$125,366
+HK$6,277/mo
Deposit HK$14.85M · loan HK$22.27M · min. income ≈ HK$238,178/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,577,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,487
−HK$7,430/mo
▼ 0.25% · 3.875%
HK$122,173
−HK$3,744/mo
Today · 4.125%
HK$125,917
baseline
▲ 0.50% · 4.625%
HK$133,579
+HK$7,662/mo
Deposit HK$11.13M · loan HK$25.98M · min. income ≈ HK$251,834/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,577,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,816
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$135,351
−HK$3,586/mo
Today · 4.125%
HK$138,937
baseline
▲ 0.50% · 4.625%
HK$146,261
+HK$7,324/mo
Deposit HK$11.13M · loan HK$25.98M · min. income ≈ HK$277,874/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,577,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,340
−HK$9,554/mo
▼ 0.25% · 3.875%
HK$157,079
−HK$4,815/mo
Today · 4.125%
HK$161,894
baseline
▲ 0.50% · 4.625%
HK$171,744
+HK$9,850/mo
Deposit HK$3.71M · loan HK$33.40M · min. income ≈ HK$323,788/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,477
−HK$9,157/mo
▼ 0.25% · 3.875%
HK$174,023
−HK$4,611/mo
Today · 4.125%
HK$178,634
baseline
▲ 0.50% · 4.625%
HK$188,050
+HK$9,416/mo
Deposit HK$3.71M · loan HK$33.40M · min. income ≈ HK$357,268/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,423 · Scale 2, in force from 26 Feb 2026)