LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,635
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$87,267
−HK$2,675/mo
Today · 4.125%
HK$89,942
baseline
▲ 0.50% · 4.625%
HK$95,415
+HK$5,473/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$179,884/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,577,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,155
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$96,680
−HK$2,562/mo
Today · 4.125%
HK$99,242
baseline
▲ 0.50% · 4.625%
HK$104,473
+HK$5,231/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$198,484/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,577,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,562
−HK$6,368/mo
▼ 0.25% · 3.875%
HK$104,721
−HK$3,209/mo
Today · 4.125%
HK$107,930
baseline
▲ 0.50% · 4.625%
HK$114,498
+HK$6,568/mo
Deposit HK$14.85M · loan HK$22.27M · min. income ≈ HK$215,860/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,577,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,986
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$116,017
−HK$3,074/mo
Today · 4.125%
HK$119,091
baseline
▲ 0.50% · 4.625%
HK$125,368
+HK$6,277/mo
Deposit HK$14.85M · loan HK$22.27M · min. income ≈ HK$238,182/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,577,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,489
−HK$7,430/mo
▼ 0.25% · 3.875%
HK$122,174
−HK$3,745/mo
Today · 4.125%
HK$125,919
baseline
▲ 0.50% · 4.625%
HK$133,581
+HK$7,662/mo
Deposit HK$11.13M · loan HK$25.98M · min. income ≈ HK$251,838/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,577,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,817
−HK$7,122/mo
▼ 0.25% · 3.875%
HK$135,353
−HK$3,586/mo
Today · 4.125%
HK$138,939
baseline
▲ 0.50% · 4.625%
HK$146,263
+HK$7,324/mo
Deposit HK$11.13M · loan HK$25.98M · min. income ≈ HK$277,878/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,577,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,342
−HK$9,554/mo
▼ 0.25% · 3.875%
HK$157,081
−HK$4,815/mo
Today · 4.125%
HK$161,896
baseline
▲ 0.50% · 4.625%
HK$171,747
+HK$9,851/mo
Deposit HK$3.71M · loan HK$33.40M · min. income ≈ HK$323,792/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,479
−HK$9,157/mo
▼ 0.25% · 3.875%
HK$174,025
−HK$4,611/mo
Today · 4.125%
HK$178,636
baseline
▲ 0.50% · 4.625%
HK$188,052
+HK$9,416/mo
Deposit HK$3.71M · loan HK$33.40M · min. income ≈ HK$357,272/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,443 · Scale 2, in force from 26 Feb 2026)