LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,637
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$87,269
−HK$2,675/mo
Today · 4.125%
HK$89,944
baseline
▲ 0.50% · 4.625%
HK$95,417
+HK$5,473/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$179,888/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,577,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,158
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$96,683
−HK$2,562/mo
Today · 4.125%
HK$99,245
baseline
▲ 0.50% · 4.625%
HK$104,476
+HK$5,231/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$198,490/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,577,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,564
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$104,723
−HK$3,210/mo
Today · 4.125%
HK$107,933
baseline
▲ 0.50% · 4.625%
HK$114,501
+HK$6,568/mo
Deposit HK$14.85M · loan HK$22.27M · min. income ≈ HK$215,866/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,577,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,989
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$116,019
−HK$3,075/mo
Today · 4.125%
HK$119,094
baseline
▲ 0.50% · 4.625%
HK$125,371
+HK$6,277/mo
Deposit HK$14.85M · loan HK$22.27M · min. income ≈ HK$238,188/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,577,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,492
−HK$7,430/mo
▼ 0.25% · 3.875%
HK$122,177
−HK$3,745/mo
Today · 4.125%
HK$125,922
baseline
▲ 0.50% · 4.625%
HK$133,584
+HK$7,662/mo
Deposit HK$11.14M · loan HK$25.98M · min. income ≈ HK$251,844/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,577,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,821
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$135,356
−HK$3,586/mo
Today · 4.125%
HK$138,942
baseline
▲ 0.50% · 4.625%
HK$146,266
+HK$7,324/mo
Deposit HK$11.14M · loan HK$25.98M · min. income ≈ HK$277,884/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,577,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,346
−HK$9,554/mo
▼ 0.25% · 3.875%
HK$157,085
−HK$4,815/mo
Today · 4.125%
HK$161,900
baseline
▲ 0.50% · 4.625%
HK$171,751
+HK$9,851/mo
Deposit HK$3.71M · loan HK$33.41M · min. income ≈ HK$323,800/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,484
−HK$9,156/mo
▼ 0.25% · 3.875%
HK$174,029
−HK$4,611/mo
Today · 4.125%
HK$178,640
baseline
▲ 0.50% · 4.625%
HK$188,057
+HK$9,417/mo
Deposit HK$3.71M · loan HK$33.41M · min. income ≈ HK$357,280/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,483 · Scale 2, in force from 26 Feb 2026)