LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,642
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$87,275
−HK$2,675/mo
Today · 4.125%
HK$89,950
baseline
▲ 0.50% · 4.625%
HK$95,423
+HK$5,473/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$179,900/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,577,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,163
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,689
−HK$2,562/mo
Today · 4.125%
HK$99,251
baseline
▲ 0.50% · 4.625%
HK$104,482
+HK$5,231/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$198,502/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,577,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,570
−HK$6,370/mo
▼ 0.25% · 3.875%
HK$104,730
−HK$3,210/mo
Today · 4.125%
HK$107,940
baseline
▲ 0.50% · 4.625%
HK$114,508
+HK$6,568/mo
Deposit HK$14.85M · loan HK$22.27M · min. income ≈ HK$215,880/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,577,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,996
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$116,027
−HK$3,074/mo
Today · 4.125%
HK$119,101
baseline
▲ 0.50% · 4.625%
HK$125,379
+HK$6,278/mo
Deposit HK$14.85M · loan HK$22.27M · min. income ≈ HK$238,202/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,577,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,499
−HK$7,431/mo
▼ 0.25% · 3.875%
HK$122,185
−HK$3,745/mo
Today · 4.125%
HK$125,930
baseline
▲ 0.50% · 4.625%
HK$133,592
+HK$7,662/mo
Deposit HK$11.14M · loan HK$25.98M · min. income ≈ HK$251,860/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,577,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,829
−HK$7,122/mo
▼ 0.25% · 3.875%
HK$135,364
−HK$3,587/mo
Today · 4.125%
HK$138,951
baseline
▲ 0.50% · 4.625%
HK$146,275
+HK$7,324/mo
Deposit HK$11.14M · loan HK$25.98M · min. income ≈ HK$277,902/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,577,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,356
−HK$9,554/mo
▼ 0.25% · 3.875%
HK$157,095
−HK$4,815/mo
Today · 4.125%
HK$161,910
baseline
▲ 0.50% · 4.625%
HK$171,761
+HK$9,851/mo
Deposit HK$3.71M · loan HK$33.41M · min. income ≈ HK$323,820/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,494
−HK$9,157/mo
▼ 0.25% · 3.875%
HK$174,040
−HK$4,611/mo
Today · 4.125%
HK$178,651
baseline
▲ 0.50% · 4.625%
HK$188,068
+HK$9,417/mo
Deposit HK$3.71M · loan HK$33.41M · min. income ≈ HK$357,302/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,579 · Scale 2, in force from 26 Feb 2026)