LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,643
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$87,276
−HK$2,675/mo
Today · 4.125%
HK$89,951
baseline
▲ 0.50% · 4.625%
HK$95,424
+HK$5,473/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$179,902/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,577,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,164
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,690
−HK$2,562/mo
Today · 4.125%
HK$99,252
baseline
▲ 0.50% · 4.625%
HK$104,483
+HK$5,231/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$198,504/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,577,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,571
−HK$6,370/mo
▼ 0.25% · 3.875%
HK$104,731
−HK$3,210/mo
Today · 4.125%
HK$107,941
baseline
▲ 0.50% · 4.625%
HK$114,509
+HK$6,568/mo
Deposit HK$14.85M · loan HK$22.27M · min. income ≈ HK$215,882/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,577,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,997
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$116,028
−HK$3,074/mo
Today · 4.125%
HK$119,102
baseline
▲ 0.50% · 4.625%
HK$125,380
+HK$6,278/mo
Deposit HK$14.85M · loan HK$22.27M · min. income ≈ HK$238,204/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,577,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,500
−HK$7,431/mo
▼ 0.25% · 3.875%
HK$122,186
−HK$3,745/mo
Today · 4.125%
HK$125,931
baseline
▲ 0.50% · 4.625%
HK$133,594
+HK$7,663/mo
Deposit HK$11.14M · loan HK$25.98M · min. income ≈ HK$251,862/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,577,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,830
−HK$7,122/mo
▼ 0.25% · 3.875%
HK$135,366
−HK$3,586/mo
Today · 4.125%
HK$138,952
baseline
▲ 0.50% · 4.625%
HK$146,277
+HK$7,325/mo
Deposit HK$11.14M · loan HK$25.98M · min. income ≈ HK$277,904/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,577,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,357
−HK$9,554/mo
▼ 0.25% · 3.875%
HK$157,096
−HK$4,815/mo
Today · 4.125%
HK$161,911
baseline
▲ 0.50% · 4.625%
HK$171,763
+HK$9,852/mo
Deposit HK$3.71M · loan HK$33.41M · min. income ≈ HK$323,822/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,496
−HK$9,157/mo
▼ 0.25% · 3.875%
HK$174,041
−HK$4,612/mo
Today · 4.125%
HK$178,653
baseline
▲ 0.50% · 4.625%
HK$188,070
+HK$9,417/mo
Deposit HK$3.71M · loan HK$33.41M · min. income ≈ HK$357,306/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,595 · Scale 2, in force from 26 Feb 2026)