LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,659
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$87,292
−HK$2,676/mo
Today · 4.125%
HK$89,968
baseline
▲ 0.50% · 4.625%
HK$95,442
+HK$5,474/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$179,936/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,577,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,182
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,708
−HK$2,562/mo
Today · 4.125%
HK$99,270
baseline
▲ 0.50% · 4.625%
HK$104,503
+HK$5,233/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$198,540/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,577,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,590
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$104,751
−HK$3,210/mo
Today · 4.125%
HK$107,961
baseline
▲ 0.50% · 4.625%
HK$114,530
+HK$6,569/mo
Deposit HK$14.85M · loan HK$22.28M · min. income ≈ HK$215,922/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,577,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,018
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$116,049
−HK$3,075/mo
Today · 4.125%
HK$119,124
baseline
▲ 0.50% · 4.625%
HK$125,404
+HK$6,280/mo
Deposit HK$14.85M · loan HK$22.28M · min. income ≈ HK$238,248/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,577,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,522
−HK$7,433/mo
▼ 0.25% · 3.875%
HK$122,209
−HK$3,746/mo
Today · 4.125%
HK$125,955
baseline
▲ 0.50% · 4.625%
HK$133,619
+HK$7,664/mo
Deposit HK$11.14M · loan HK$25.99M · min. income ≈ HK$251,910/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,577,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,855
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$135,391
−HK$3,588/mo
Today · 4.125%
HK$138,979
baseline
▲ 0.50% · 4.625%
HK$146,304
+HK$7,325/mo
Deposit HK$11.14M · loan HK$25.99M · min. income ≈ HK$277,958/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,577,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,386
−HK$9,556/mo
▼ 0.25% · 3.875%
HK$157,126
−HK$4,816/mo
Today · 4.125%
HK$161,942
baseline
▲ 0.50% · 4.625%
HK$171,795
+HK$9,853/mo
Deposit HK$3.71M · loan HK$33.41M · min. income ≈ HK$323,884/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,528
−HK$9,159/mo
▼ 0.25% · 3.875%
HK$174,074
−HK$4,613/mo
Today · 4.125%
HK$178,687
baseline
▲ 0.50% · 4.625%
HK$188,105
+HK$9,418/mo
Deposit HK$3.71M · loan HK$33.41M · min. income ≈ HK$357,374/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,892 · Scale 2, in force from 26 Feb 2026)