LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,663
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$87,296
−HK$2,676/mo
Today · 4.125%
HK$89,972
baseline
▲ 0.50% · 4.625%
HK$95,446
+HK$5,474/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$179,944/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,577,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,186
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$96,712
−HK$2,563/mo
Today · 4.125%
HK$99,275
baseline
▲ 0.50% · 4.625%
HK$104,508
+HK$5,233/mo
Deposit HK$18.56M · loan HK$18.56M · min. income ≈ HK$198,550/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,577,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,595
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$104,755
−HK$3,211/mo
Today · 4.125%
HK$107,966
baseline
▲ 0.50% · 4.625%
HK$114,535
+HK$6,569/mo
Deposit HK$14.85M · loan HK$22.28M · min. income ≈ HK$215,932/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,577,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,023
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$116,055
−HK$3,075/mo
Today · 4.125%
HK$119,130
baseline
▲ 0.50% · 4.625%
HK$125,409
+HK$6,279/mo
Deposit HK$14.85M · loan HK$22.28M · min. income ≈ HK$238,260/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,577,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,528
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$122,214
−HK$3,746/mo
Today · 4.125%
HK$125,960
baseline
▲ 0.50% · 4.625%
HK$133,625
+HK$7,665/mo
Deposit HK$11.14M · loan HK$25.99M · min. income ≈ HK$251,920/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,577,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,861
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$135,397
−HK$3,588/mo
Today · 4.125%
HK$138,985
baseline
▲ 0.50% · 4.625%
HK$146,311
+HK$7,326/mo
Deposit HK$11.14M · loan HK$25.99M · min. income ≈ HK$277,970/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,577,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,393
−HK$9,556/mo
▼ 0.25% · 3.875%
HK$157,133
−HK$4,816/mo
Today · 4.125%
HK$161,949
baseline
▲ 0.50% · 4.625%
HK$171,803
+HK$9,854/mo
Deposit HK$3.71M · loan HK$33.42M · min. income ≈ HK$323,898/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,535
−HK$9,160/mo
▼ 0.25% · 3.875%
HK$174,082
−HK$4,613/mo
Today · 4.125%
HK$178,695
baseline
▲ 0.50% · 4.625%
HK$188,114
+HK$9,419/mo
Deposit HK$3.71M · loan HK$33.42M · min. income ≈ HK$357,390/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,577,962 · Scale 2, in force from 26 Feb 2026)