LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,667
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$87,301
−HK$2,676/mo
Today · 4.125%
HK$89,977
baseline
▲ 0.50% · 4.625%
HK$95,452
+HK$5,475/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$179,954/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,578,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,192
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,718
−HK$2,562/mo
Today · 4.125%
HK$99,280
baseline
▲ 0.50% · 4.625%
HK$104,514
+HK$5,234/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$198,560/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,578,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,601
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$104,761
−HK$3,211/mo
Today · 4.125%
HK$107,972
baseline
▲ 0.50% · 4.625%
HK$114,542
+HK$6,570/mo
Deposit HK$14.85M · loan HK$22.28M · min. income ≈ HK$215,944/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,578,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,030
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$116,061
−HK$3,075/mo
Today · 4.125%
HK$119,136
baseline
▲ 0.50% · 4.625%
HK$125,416
+HK$6,280/mo
Deposit HK$14.85M · loan HK$22.28M · min. income ≈ HK$238,272/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,578,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,534
−HK$7,433/mo
▼ 0.25% · 3.875%
HK$122,221
−HK$3,746/mo
Today · 4.125%
HK$125,967
baseline
▲ 0.50% · 4.625%
HK$133,632
+HK$7,665/mo
Deposit HK$11.14M · loan HK$25.99M · min. income ≈ HK$251,934/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,868
−HK$7,125/mo
▼ 0.25% · 3.875%
HK$135,405
−HK$3,588/mo
Today · 4.125%
HK$138,993
baseline
▲ 0.50% · 4.625%
HK$146,319
+HK$7,326/mo
Deposit HK$11.14M · loan HK$25.99M · min. income ≈ HK$277,986/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,401
−HK$9,557/mo
▼ 0.25% · 3.875%
HK$157,142
−HK$4,816/mo
Today · 4.125%
HK$161,958
baseline
▲ 0.50% · 4.625%
HK$171,813
+HK$9,855/mo
Deposit HK$3.71M · loan HK$33.42M · min. income ≈ HK$323,916/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,545
−HK$9,160/mo
▼ 0.25% · 3.875%
HK$174,092
−HK$4,613/mo
Today · 4.125%
HK$178,705
baseline
▲ 0.50% · 4.625%
HK$188,124
+HK$9,419/mo
Deposit HK$3.71M · loan HK$33.42M · min. income ≈ HK$357,410/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,051 · Scale 2, in force from 26 Feb 2026)