LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,674
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$87,308
−HK$2,675/mo
Today · 4.125%
HK$89,983
baseline
▲ 0.50% · 4.625%
HK$95,459
+HK$5,476/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$179,966/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,578,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,199
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$96,725
−HK$2,563/mo
Today · 4.125%
HK$99,288
baseline
▲ 0.50% · 4.625%
HK$104,522
+HK$5,234/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$198,576/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,578,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,608
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$104,769
−HK$3,211/mo
Today · 4.125%
HK$107,980
baseline
▲ 0.50% · 4.625%
HK$114,551
+HK$6,571/mo
Deposit HK$14.85M · loan HK$22.28M · min. income ≈ HK$215,960/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,578,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,038
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$116,070
−HK$3,075/mo
Today · 4.125%
HK$119,145
baseline
▲ 0.50% · 4.625%
HK$125,426
+HK$6,281/mo
Deposit HK$14.85M · loan HK$22.28M · min. income ≈ HK$238,290/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,578,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,543
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$122,231
−HK$3,746/mo
Today · 4.125%
HK$125,977
baseline
▲ 0.50% · 4.625%
HK$133,642
+HK$7,665/mo
Deposit HK$11.14M · loan HK$25.99M · min. income ≈ HK$251,954/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,878
−HK$7,125/mo
▼ 0.25% · 3.875%
HK$135,415
−HK$3,588/mo
Today · 4.125%
HK$139,003
baseline
▲ 0.50% · 4.625%
HK$146,330
+HK$7,327/mo
Deposit HK$11.14M · loan HK$25.99M · min. income ≈ HK$278,006/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,413
−HK$9,557/mo
▼ 0.25% · 3.875%
HK$157,154
−HK$4,816/mo
Today · 4.125%
HK$161,970
baseline
▲ 0.50% · 4.625%
HK$171,826
+HK$9,856/mo
Deposit HK$3.71M · loan HK$33.42M · min. income ≈ HK$323,940/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,558
−HK$9,160/mo
▼ 0.25% · 3.875%
HK$174,105
−HK$4,613/mo
Today · 4.125%
HK$178,718
baseline
▲ 0.50% · 4.625%
HK$188,139
+HK$9,421/mo
Deposit HK$3.71M · loan HK$33.42M · min. income ≈ HK$357,436/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,171 · Scale 2, in force from 26 Feb 2026)